Live Seminar

West Virginia Foreclosures and Workouts

Seminar

Date:

Wednesday, March 28, 2018

Time:

9:00 AM - 4:30 PM

Product ID#:

78194ER

Location:

Holiday Inn Express Civic Center

100 Civic Center Dr

Charleston, WV 25301

$349.00

$339 / Each Additional

Registration Includes Course Book

Credit Information

Continuing Legal Education

  • OH CLE - 6.00
  • WV CLE - 7.20

Program Description

Skillfully Handle Troubled Real Estate Loans

When foreclosure is looming, you not only need to understand all your client's options, you also need practical techniques for protecting your client's interests. Get the tools you need at this essential seminar. We'll begin with a detailed walk-through of the various loan workout options and the foreclosure process. Then our experienced faculty will take an in-depth look at how to handle the title and post-foreclosure issues commonly encountered when working with troubled assets. Take your skills to the next level. Register today!

  • Know the nuts and bolts of the foreclosure process, including its requirements and procedural pitfalls.
  • Learn how to adeptly use the various workout tools and loan modification options at your disposal to avoid foreclosure.
  • Recognize the title issues involved in the foreclosure and workout context and learn how to resolve them.
  • Maintain an ethical practice by avoiding conflicts of interest and multiple representation issues.
  • Learn proven eviction and ejectment techniques to secure property as smoothly and efficiently as possible.
  • Gain a comprehensive understanding of the post-foreclosure liability for property preservation, taxes, code violations and other ownership responsibilities.

Who Should Attend

This intermediate level seminar is geared towards professionals who would like to augment their legal knowledge of foreclosures and loan workouts. Those who may benefit include:

  • Attorneys
  • In-House Counsel
  • Bankers
  • Real Estate Professionals
  • Paralegals

Course Content

  1. The Foreclosure Process in West Virginia
  2. Workouts - The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans
  3. Foreclosure Compliance in West Virginia: New Requirements and Advanced Issues
  4. Title Issues in the Foreclosure Process and Workout Context
  5. Ethics
  6. Post-Foreclosure Issues

Continuing Education Credit

Continuing Legal Education

Credit Hrs State
CLE 6.00 -  OH*
CLE 7.20 -  WV*

* denotes specialty credits

Agenda / Content Covered

  1. The Foreclosure Process in West Virginia
    9:00 - 10:00, Joel P. Jones Jr.
    1. Notice Requirements
    2. Foreclosure Hearing
    3. Foreclosure Sale
    4. The "Closing" With Third Party Bidders
    5. Deficiency
  2. Workouts - The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans
    10:00 - 10:45, Justin J. Marcum
    1. Pre-Negotiation
    2. Forbearance
    3. Deed in Lieu of Foreclosure
    4. Loan Modifications
    5. Discounted Payoffs
  3. Foreclosure Compliance in West Virginia: New Requirements and Advanced Issues
    11:00 - 12:00, Scott Hoberg
    1. State Foreclosure Compliance Update
    2. The CFPB's Effect on the Foreclosure Industry
    3. Final Mortgage Servicing Rules That Apply
    4. Processing Loss Mitigation Applications
    5. To What Extent do Borrowers Have a Right to Modification?
    6. Complex Lender Liability Issues in Foreclosure
    7. Problematic Areas in Foreclosure
  4. Title Issues in the Foreclosure Process and Workout Context
    1:00 - 2:15, Joel P. Jones Jr.
    1. The Loan Policy
    2. Using the Title Commitment and Prior Title Information
    3. Title Aspects of Foreclosure Alternatives
    4. Title Issues During Foreclosure
    5. Parties Involved and Obtaining Jurisdiction
    6. Actions the Mortgage Holder can Take
    7. Post-Judgment Issues
  5. Ethics
    2:30 - 3:30, Andrea J. Hinerman
    1. Conflicts of Interest
    2. Multiple Representation Issues
    3. Due Diligence and Duty to Disclose
    4. Attorneys' Fees
  6. Post-Foreclosure Issues
    3:30 - 4:30, Joel P. Jones Jr.
    1. Eviction and Ejectment
      1. Eviction Procedures and Issues
      2. Ejectment Procedures and Issues
    2. Liability for Code Violations, Taxes, Homeowner Dues, Etc.
    3. Property Preservation Problems

ANDREA J. HINERMAN is a senior attorney for The West Virginia State Bar, Office of Disciplinary Counsel, where she practices in the areas of investigations of allegations of violations of the Rules of Professional Conduct. She is a member of the American Inns of Court and the American Bar Association. Ms. Hinerman has taught numerous continuing legal education seminars for The West Virginia State Bar, the West Virginia Continuing Legal Education, and several local bar associations. She has mainly spoken on attorney ethical obligations under the Rules of Professional Conduct. Ms. Hinerman earned her B.A. and J.D. degrees from West Virginia University.

SCOTT HOBERG is a partner with Dever & Hoberg, LLC, where his goal is to help families, consumers and young professionals through solving problems facing their families and real estate and help them create and preserve generational wealth. Mr. Hoberg has delivered presentations to homeowners and attorneys on coping with the fallout from the foreclosure crisis. As a result, in 2011, he co-authored the Ohio Foreclosure Defense Manual. His newest book, Ohio Dissolution or Divorce? provides couples with an understanding of the divorce process and issues likely involved. Mr. Hoberg is admitted to practice in the state of Ohio and is a member of the Cincinnati and Clement County bar associations, as well as the Ohio State Bar Association. He earned his B.A. degree from Fordham University and his J.D. degree from the University of Cincinnati College of Law.

JOEL P. JONES JR. is an attorney with Campbell Woods, PLLC. His main areas of practice include real property, trusts and estates, including estate planning and administration, creditors’ rights and bankruptcy, general business, and secured transactions. Mr. Jones is a member of the Energy and Mineral Law Foundation, Federalist Society, and a board member of the Greater Huntington Estate Planning Council. He earned his B.S. degree from Marshall University in ecology and evolutionary biology and his J.D. degree from the West Virginia University College of Law, where he was inducted into the Order of the Coif. Mr. Jones is admitted to the West Virginia Supreme Court of Appeals, U.S. District Court for the Southern and Northern districts of West Virginia, Supreme Court of Ohio, and U.S. District Court for the Southern District of Ohio.

JUSTIN J. MARCUM is the managing attorney and founder at Marcum Law Office, PLLC. He focuses his practice on car wrecks, personal injury suits, estates, divorce and family law issues, property law, and legal document preparation. Mr. Marcum was named one of the Top 100 Lawyers by The National Trial Lawyers, the Top 40 under 40 by The National Trial Lawyers, and Top 10 Family Law Attorneys in West Virginia. He was also named to the Subcommittee on Car Accidents by the National Trial Lawyers and Top Lawyer: The Global Directory of Who’s Who. Mr. Marcum is a member of the Supreme Court of the United States, West Virginia Supreme Court of Appeals, U.S. District Court for the Southern District of United States, Fourth Circuit Court of Appeals, and U.S. Tax Court. He received his B.B.A degree in economics from Marshall University and his J.D. degree from Appalachian School of Law.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com

Accreditation Details:

Continuing Legal Education

OH CLE: 6.00 Includes - Ethics: 1.00
This course has been approved by the Ohio Supreme Court Commission on Continuing Legal Education for 6.0 CLE credit hours, including 1.0 hour of attorney professional conduct instruction.


WV CLE: 7.20 Includes - Ethics: 1.20
This program may qualify for up to 7.2 hours of self-study credit, which includes 1.2 hour of self-study ethics credit, under the West Virginia Rules for Mandatory Continuing Legal Education. No more than 12.0 hours of self-study CLE credit may be earned during a reporting period.


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