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Audio CD + Course Book

Title Law: A to Z

Audio CD + Course Book

Copyright Date:

April, 2018

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Audio + Course Book

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From Event: Title Law: A to Z, held April 2018.

Program Description

As an attorney who handles real estate closings, knowing the ins and outs of title law is not optional. Being able to identify, analyze and cure common defects is a vital part of your practice, and one that comes with an assortment of liabilities and pitfalls. In this inclusive title law guide you'll learn the latest techniques for examining titles and curing common defects, as well as gain a thorough understanding of title insurance policies, endorsements and commitments. Build your title law knowledge at this comprehensive program - order today!

Course Content

Day 1: Understanding Title Insurance

  1. Understanding Title Insurance
  2. The Commitment and Closing Letters
  3. Endorsements and Exclusions to Policies
  4. Negotiating Title Insurance Endorsements
  5. Obtaining Additional Coverage
  6. Ethical Considerations

Day 2: How to Cure Common Title Defects

  1. How Title Examiners Analyze and Cure Defects
  2. Title Objections: When and How to Make Them
  3. During Defects
  4. Reading Surveys, Descriptions and Plats

Continuing Education Credit

Continuing Legal Education

Credit Hrs State Credit Approval Expiration
CLE 14.00 NY * 04/16/2020
CLE 12.00 PA * 04/16/2020

* denotes specialty credits

Agenda / Content Covered

Day 1: Understanding Title Insurance

  1. Understanding Title Insurance
    9:00 - 10:00, Susan M. Swick and Eric J. Weinheimer
    1. Components of the Title
    2. Risks Inherent in Public Land Records
    3. Structuring of ALTA Policies
  2. The Commitment and Closing Letters
    10:15 - 11:15, Susan M. Swick and Eric J. Weinheimer
    1. Commitment vs. the Underlying Title
    2. Insurer's Obligations
    3. Review and Negotiation Tips
    4. The Jacket (with Examples)
    5. Schedule A, B-1 and B-2
    6. Affirmative Coverage
    7. Mortgagee's and Lender's Title Policy
    8. Gap Coverage
    9. Opinion Letters
  3. Endorsements and Exclusions to Policies
    11:15 - 12:15, Susan M. Swick and Eric J. Weinheimer
    1. When to Use Endorsements
    2. State Rules for Filing Endorsements
    3. Owners' Policy vs. Loan Policy Endorsements
    4. Commercial vs. Residential Endorsements
    5. Standard ALTA Endorsements
    6. Commercial ALTA Endorsements
    7. Exclusions/Exceptions to Policies
  4. Negotiating Title Insurance Endorsements
    1:15 - 2:15, Pamela L. Enck
    1. Term of Coverage
    2. Endorsement Costs
    3. Extent of Coverage
    4. Other Issues to Negotiate
  5. Obtaining Additional Coverage
    2:30 - 3:30, Shane D. Sclichter
    1. Affirmative Coverage to Suit the Situation
    2. Non-ALTA Endorsements
  6. Ethical Considerations
    3:30 - 4:30, Pamela L.Enck
    1. Conflicts of Interest
    2. Disclosure of Defects in Property
    3. Liability in Title Examination

Day 2: How to Cure Common Title Defects

  1. How Title Examiners Analyze and Cure Defects
    9:00 - 10:30, Jeffrey T. Morris
    1. Breaks in Chain of Title and Estate Issues
    2. Rights of Third Parties/Missing Interests
    3. Foreclosure and Mortgage-Related Issues
    4. Tax Liens
    5. Bankruptcy
    6. Mechanic's Liens and Other Liens
    7. Judgments
    8. Encumbrances and Encroachments
    9. Boundary and Zoning Issues
    10. Prescriptive Easements and Adverse Possession
    11. Legal Description Errors
    12. Unpaid Taxes
    13. Mineral and Water Rights
  2. Title Objections: When and How to Make Them
    10:45 - 11:45, Jeffrey T. Morris
    1. Top Issues to Object
    2. Objections After Review Periods
    3. Lenders and Title Objections
    4. Drafting Title Objection Letters
  3. Curing Defects
    12:45 - 2:15, Rebecca A. Bowman
    1. Curative Statutes
    2. Easements
    3. Corrective Deeds/New Deeds
    4. Releases and Satisfactions of Mortgages
    5. Affidavits of Facts
    6. Monetary Settlement and Escrow Agreements
    7. Additional Curative Instruments
    8. Curing Fraud and Forgery Defects
    9. Quiet Title Actions: Grounds, Interested Parties and Mechanics
    10. Actions in Ejectment
  4. Reading Surveys, Descriptions and Plats
    2:30 - 4:30, Rebecca A. Bowman
    1. Reading the Survey into the Commitment
    2. ALTA/NSPS Land Title Surveys
    3. Survey Review Process, Elements and Symbols
    4. Finding Boundaries That Tie to Meander Lines
    5. Inaccurate Surveys and Surveyor Reports
    6. Standards Used by the Surveyor
    7. Preparation of the Boundary Survey
    8. Survey Coverage
    9. How to Read Descriptions
    10. Inappropriate Use of Tax Parcels and Addresses
    11. Identifying Typographical Errors
    12. Handling Vague, Inaccurate and Conflicting Descriptions
    13. How to Read Plat Maps Like a Surveyor

REBECCA A. BOWMAN is the principal of a certified woman-owned business that is registered to provide engineering, real estate, legal, and training services with the Commonwealths of Pennsylvania and Massachusetts, Allegheny County, PennDOT, New Jersey Transit, and Port Authority Transit of Allegheny County. She is experienced in boundary law issues, estate planning and administration, guardianship and conservatorship, engineering design and forensic analysis, construction/project management, dispute resolution, real estate, small business start-up, employment law, and nonprofit support. Ms. Bowman is a registered professional engineer. She is also a certified arbitrator and mediator. Ms. Bowman has been an adjunct professor at the Community College of Allegheny County, where she taught small business startups, and at Penn State, where she has taught CPA education seminars. Ms. Bowman is also a lecturer at California University of Pennsylvania. Ms. Bowman is a frequent CPE lecturer (law and engineering) for a variety of providers. She earned her B.S. degree from the University of North Dakota, her M.B.A. degree from Oklahoma University, and her J.D. degree from Duquesne University. Ms. Bowman is involved with the National Society of Professional Engineers, American Arbitration Association, Institute for Christian Conciliation, Financial Industry Regulatory Authority, and the American Bar Association.

PAMELA L. ENCK is an attorney in Pittsburgh where she focuses her practice on real estate matters, including all aspects of title review and examination. A significant part of her practice is focused on residential and commercial real estate titles and transactions, and as a former assistant project manager at Holland Services, she brings unique insight to real estate law as it relates to oil and gas transactions, including handling a variety of title and leasing issues. Ms. Enck is a former municipal court judge for the town of Bethany and a mediator in both West Virginia state and federal courts. She received her B.A. degree from Pennsylvania State University, her J.D. degree from West Virginia University College of Law and her M.P.A. degree from West Virginia University. Ms. Enck is a member of the Pennsylvania Bar Association and The West Virginia Bar Association.

JEFFREY T. MORRIS is a partner with the law firm of Elliott & Davis, PC, where he practices in the areas of zoning; construction; business and commercial litigation matters; representing lenders in state, federal and bankruptcy courts; as well as corporate, transactional, and construction litigation matters. He is a frequent lecturer for the Pennsylvania Bar Institute and the Federal Bar Association on commercial litigation and employment law issues. Mr. Morris is a member of the Pennsylvania, Allegheny (member, Construction Dispute Resolution Group) and American bar associations; as well as the American Arbitration Association (Commercial Arbitration Panel). He also is past vice chair of the Bradford-Wood Borough Planning Commission. Mr. Morris is admitted to practice in Pennsylvania and West Virginia. He earned his B.A. degree, magna cum laude, from the University of Pittsburgh; and his J.D. degree, cum laude, from the University of Pittsburgh School of Law.

SHANE D. SCLICHTER is a partner in the law firm of Vorys, Sater, Seymour and Pease LLP, where he is a member of the finance, energy and real estate group. He has nearly two decades of experience in banking and commercial finance law. In his practice, Mr. Sclichter primarily represents commercial banks and borrowers in a wide range of multi-lender and single lender secured and unsecured financing transactions, including real estate development and construction financing, asset-based lending facilities, acquisition financings, equipment financings, mezzanine financings, and intercreditor and subordination agreements. He also has experience with real estate sales and acquisitions (commercial and residential), including purchase and sales agreements, title insurance matters, inspection issues, transfer tax issues, survey requirements, and leasing issues. Prior to joining the firm, Mr. Sclichter was senior counsel at First Niagara Bank. He received his B.A. degree from The Citadel, the Military College of South Carolina, and his J.D. degree from the Duquesne University School of Law. He is a member of the Pennsylvania, The West Virginia and New Jersey State bar associations.

SUSAN M. SWICK is an underwriting counsel with the Pittsburgh office of Old Republic National Title Insurance Company, focusing exclusively on real estate and title insurance law, as well as agency representation. Ms. Swick has more than 30 years of experience working with title matters in both private practice and as underwriting counsel with major title insurance companies. While in private practice, she practiced transactional, as well as real estate development law, representing lending institutions and commercial and residential developers. Ms. Swick is a frequent lecturer on title insurance and real estate topics and has been an adjunct professor at Butler University instructing real estate law. She is a member of the Allegheny and Westmoreland County bar associations, and also holds law licenses in Pennsylvania, Indiana and Maine. Ms. Swick also is admitted to practice before the U.S. Supreme Court. She earned her B.A. and J.D. degrees from the University of Pittsburgh. She was awarded the CLTP professional designation (certified land title professional).

ERIC J. WEINHEIMER is an assistant underwriting counsel with the Old Republic National Title Insurance Company, in Pittsburgh, Pennsylvania. He earned his B.A. degree from the University of Dayton and his J.D. degree from the Duquesne University School of Law. Mr. Weinheimer is admitted to practice law in Pennsylvania. He has years of experience searching residential titles in Allegheny and Butler counties. Before joining the Old Republic National Title Insurance Company in 2013, Mr. Weinheimer worked as an oil and gas abstractor in Butler County and wrote title opinions for a regional law firm in Pittsburgh, Pennsylvania.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890


Accreditation Details:

Continuing Legal Education

NY CLE: 14.00 Credit Approval Exp
Includes - Areas of Professional Practice: 13.00, Ethics: 1.00
This nontraditional format course has been approved in accordance with the requirements of the New York State Continuing Legal Education Board for up to 14.0 credit hours. 13.0 hours can be applied to the Areas of Professional Practice requirement and is approved for newly admitted and experienced attorneys. 1.0 hour can be applied toward the ethics and professionalism requirement and is approved for experienced attorneys.

PA CLE: 12.00 Credit Approval Exp
Includes - Ethics: 1.00
This program has been approved by the Pennsylvania Continuing Legal Education Board. This program may qualify for up to 12.0 hours of distance learning credit, including 11.0 hours of substantive law, practice and procedure CLE credit and 1.0 hour of ethics, professionalism or substance abuse distance learning CLE credit. No more than 6.0 hours of distance learning CLE credit may be earned during a reporting period.

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How To Order

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Call: 800.930.6182
Fax: 715.835.1405
Mail: NBI
P.O. Box 3067
Eau Claire, WI 54702