Audio CD + Course Book

Title Commitments, Exceptions, Endorsements and Objections

Audio CD + Course Book

Copyright Date:

May, 2018

Product ID#:


Audio + Course Book

Credit Information

Continuing Legal Education

  • MN CLE - 6.00
From Event: Title Commitments, Exceptions, Endorsements and Objections, held May 2018.

Program Description

This practical title law guide will take the confusion out of four critical elements every practitioner needs to master. It will show you how to read commitments, deal with exceptions, make objections and use endorsements to your client's advantage. You'll also get practical alternatives to endorsements you can use to save your clients time and money. Title law can be confusing, but this authoritative overview takes much of the mystery out of practical aspects you need to know. Master these four essential title law skills and take your practice to the next level - order today!

Course Content

  1. How to Read Title Commitments
  2. How to Prepare Title Commitments - With Examples
  3. When Title Objections Should - and Shouldn't - be Made
  4. Negotiating Removal of Exceptions
  5. Using Title Insurance Endorsements to Maximize Protections
  6. Alternatives to Endorsements: When and How to Use Them
  7. Ethical Considerations

Continuing Education Credit

Continuing Legal Education – CLE: 6.00 MN - Credit Approval Expiration 01/19/2020 *

* denotes specialty credits

Agenda / Content Covered

  1. How to Read Title Commitments
    9:00 - 9:45, Chad D. Lemmons
    1. The Title Commitment Dissected: Key Elements
    2. Insurer's Obligations Under a Title Commitment
    3. Chains of Title Explained
    4. How to Read Legal Descriptions - And What to Look For
    5. Reviewing Schedule A: Ensuring Important Elements Match
    6. Reviewing Schedule B-I: Establishing Identity, Capacity and Authority
    7. Analyzing Schedule B-II: Standard and Special Exceptions Explained
  2. How to Prepare Title Commitments - With Examples
    9:45 - 10:30, Chad D. Lemmons
  3. When Title Objections Should - and Shouldn't - be Made
    10:45 - 11:30, Jonathan L.R. Drewes
    1. Ensuring Sale Contract Provisions Have Realistic Title Examination Timelines
    2. Spotting the Top Title Issues Buyers Must Object To
    3. Survey Issues That Raise Objections
    4. Title Issues That May Not be a Problem: What to do if You're on the Fence
    5. What to do if Objections Must be Made After the Title Examination Period
    6. Lenders and Title Objections: How Much Control do They Have?
    7. Drafting Title Objection Letters That Draw Clear Lines in the Sand - With Examples
  4. Negotiating Removal of Exceptions
    11:30 - 12:15, Robert B. Bauer
    1. Unreleased Mortgages
    2. Judgements and Other Recorded Liens
    3. Real Estate Taxes
    4. Pending Litigation
    5. Covenants, Conditions and Restrictions
    6. Easements, Access and Other Matters
    7. Rights of Re-entry, Reversions and Reverters
    8. Options to Purchase, Rights of First Refusal
    9. Life Estates and Remainders
    10. Leases
    11. Mineral Rights
    12. Water Rights
  5. Using Title Insurance Endorsements to Maximize Protections
    1:15 - 2:15, James L. Erickson
    1. How Title Insurance Works: Owner vs. Lender Policies
    2. ALTA Endorsements vs. Others
    3. Negotiating Endorsements: Coverage, Cost, etc.
    4. Commercial Transactions: Using Endorsements to Provide Protections
    5. Residential Transactions: Essential Endorsements to Use
  6. Alternatives to Endorsements: When and How to Use Them
    2:30 - 3:30, James L. Erickson
  7. Ethical Considerations
    3:30 - 4:30, Robert B. Bauer
    1. Attorney-Client Relationship
    2. Conflicts of Interest in Real Estate Transactions
    3. Disclosing Defects in Property
    4. Dealing With Unrepresented Parties
    5. Representing Multiple Parties

ROBERT B. BAUER is a shareholder in the law firm of Dougherty, Molenda, Solfest, Hills & Bauer, P.A. He is a general practitioner with an emphasis in real estate, litigation and municipal law. Mr. Bauer is a MSBA certified real property specialist and a qualified neutral under Rule 114 of the Minnesota Rules of General Practice. He serves as the city attorney for the cities of Eagan and Apple Valley. Mr. Bauer was a member of the First District Ethics Committee from 2004 to 2007 and was appointed by the Minnesota Supreme Court to the Minnesota Professional Responsibility Board from 2007-2013. While a member of the Lawyers Board, he served as a panel chair and a member of the opinion committee. Mr. Bauer was appointed by the Minnesota Supreme Court in 2013 to serve on the Client Security Board and currently serves as board chair. He received his J.D. degree, cum laude, from Hamline University School of Law. Mr. Bauer has conducted numerous continuing education seminars on the topics of ethics and has extensive experience at the Minnesota Court of Appeals. He was also named Attorney of the Year by Minnesota Lawyer in 2008 for his work in obtaining a large judgment in a massive Ponzi scheme.

JONATHAN L.R. DREWES founded Drewes Law, PLLC in Minneapolis in 2008, where he manages a small team of attorneys and legal assistants helping homeowners facing foreclosure and various clients in other real estate matters. Mr. Drewes focuses his practice on civil litigation: the art of motion practice and presenting legal arguments in the courtroom. He has extensive experience rescinding foreclosures in state and federal courts in Minnesota. Mr. Drewes' April 2013 win at the Minnesota Supreme Court - the first homeowner win in front of Minnesota's high court since the Great Depression - demonstrates his commitment to seeking justice through the court system for homeowners and consumers who otherwise might not have a voice. Mr. Drewes is a board certified real property specialist through the Minnesota State Bar Association and is admitted to Minnesota state and federal courts, as well as Illinois and Washington state courts. He earned his J.D. degree, with honors, from the University of Minnesota's Law School and his bachelor's degree, with honors, from Vanderbilt University, with three full majors in economics, Spanish and history.

JAMES L. ERICKSON is a vice president and senior underwriting counsel with the National Commercial Services Division of First American Title Insurance Company in Minneapolis. For the past 22 years, his practice has focused on title examination, underwriting and real estate closings. Mr. Erickson entered private practice in 1984, focusing his practice on real estate law and general legal issues. He is a frequent speaker on real estate title law and related issues to various legal and professional groups. Mr. Erickson is a member of the Real Property Section of the Minnesota State and Hennepin County bar associations. He earned his B.A. and J.D. degrees from the University of Minnesota.

CHAD D. LEMMONS is a partner with Kelly & Lemmons, P.A. With more than 37 years of legal expertise, and as a certified real property specialist, he primarily practices in the areas of property and real estate law. Mr. Lemmons also represents individuals and organizations in landlord-tenant law, residential and commercial transactions, as well as complex property matters. His other areas of practice include probate and estate planning, administration, contract disputes, and liens. Mr. Lemmons currently serves on the Title Standards Committee of the Minnesota State Bar Association. He is a member of the Minnesota State Bar Association (Real Estate Section, Title Committee, and Real Property Law Specialist). Mr. Lemmons received his B.S.B. degree from the University of Minnesota and his J.D. degree from William Mitchell College of Law.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890


Accreditation Details:

Continuing Legal Education

MN CLE: 6.00 Credit Approval Exp
Includes - Ethics: 1.00
Approved for up to 6.0 hours of on-demand CLE credit, including 1.0 hour of ethics by the Minnesota Board of Continuing Legal Education. No more than 15.0 hours of on-demand CLE credit may be earned during a reporting period.

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