Agenda / Content Covered

1. THE LOOKBACK PERIOD AND QUALIFYING ASSET TRANSFERS RULE
   9:00 - 10:15, written by Renee Schettine and Albert G. Hehr. Presented by Renee Schettine and Albert G. Hehr in Boardman, and James L. Koewler Jr. in Independence.
   1. The Lookback Rule
   2. Gifts
   3. Intrafamily Loans
   4. Marital Deductions and Exceptions
   5. Reverse Half-Loaf with Medicaid-Compliant Annuity - Is it Still a Valid Approach?
   6. Transferring Real Property
2. ASSET CONVERSION FROM NON-EXEMPT TO EXEMPT
   10:30 - 11:50, written by Renee Schettine and Albert G. Hehr. Presented by Renee Schettine and Albert G. Hehr in Boardman, and James L. Koewler Jr. in Independence.
   1. Loan Repayment
   2. Exempt Asset Purchases
   3. Other Asset Conversion Techniques
3. PENALTY PERIOD FOR IMPROPER TRANSFERS
   11:50 - 12:55, written by Renee Schettine and Albert G. Hehr. Presented by Renee Schettine and Albert G. Hehr in Boardman, and James L. Koewler Jr. in Independence.
   1. Calculating the Penalty Period
   2. Preventing the Penalty Period
   3. Handling Unexpected Income to Protect Eligibility
   4. Partial Months of Ineligibility
   5. Monthly Maintenance Need Allowance (MMMNA) for Community Spouse
4. IRREVOCABLE TRUSTS IN MEDICAID PLANNING
   1:55 - 3:15, written and presented by Renee Schettine and Albert G. Hehr in Boardman, and Robert Chaloupka in Independence.
5. LEGAL ETHICS
   3:30 - 4:30, written and presented by Renee Schettine and Albert G. Hehr in Boardman, and Robert Chaloupka in Independence.
   1. Attorney Fees and Engagement Agreements
   2. Effective and Ethical Client Communication
   3. Protecting Client Confidentiality
   4. Conflicts of Interest When Representing Couples

ALBERT G. HEHR III, a vice president and senior client advisor, provides advice on complex estate and business succession planning. He has a high level of technical experience in estate, tax, and wealth strategies. Mr. Hehr develops a team of professionals to work with individuals on achieving their financial peace of mind. PNC Wealth Management deploys that team to protect their clients providing security, continuity in relationships, productivity and achievement. Prior to joining PNC Wealth Management, Mr. Hehr served as the chair of the estate planning division of Meyers, Roman, Friedberg, & Lewis LPA. He developed a team approach to estate and trust work to provide services to clients in an efficient cost effective manner. He worked in the asset protection field developing complex trust based plans using the Cook Islands, Nevada, Delaware and ultimately the Ohio Trust codes to protect entrepreneur’s for their financial peace of mind, allowing them to do what they are good at with their businesses. Mr. Hehr earned his Juris Doctorate from Cleveland Marshall College of Law in two and a half years while working full time as a police officer. He obtained his Bachelor of Arts degree from Cleveland State University in political science. Mr. Hehr is a member of the Cleveland Metropolitan and Ohio State bar associations’ Estate Planning, Probate & Trust Law sections, as well as a member of the WealthCounsel of Estate Planning Attorneys. He participates in the Precision Metal Forming Association forum to stay in tune with his clients and prospects.

RENEE SCHETTINE is a Medicare/Medicaid specialist and former Ohio Medicare/Medicaid assistance program coordinator and trainer. Ms. Schettine has more than 30 years of experience in the areas of Medicare and Medicaid. Her areas of expertise are in Medicaid planning, Medicaid applications, appeal work, training workshops, CLE seminars and lectures. Ms. Schettine has over 1,000 approved Medicaid cases. She conducts intensive Medicare and Medicaid workshops teaching hospital staff, nursing home owners and administrators, and other health care professionals, as well as financial planners, and elder law attorneys. Ms. Schettine has presented educational outreach seminars throughout the country and also works with more than 90 law firms in Ohio, assisting them with their Medicare and Medicaid cases. She is a nationally recognized expert in the field of health care advocacy. Ms. Schettine received her training in Washington, D.C. She served as the coordinator and trainer for the Ohio State Medicaid Advocacy Program for five years. During that time, Ms. Schettine trained and supervised in excess of 700 Medicaid counselors for that program. She also has experience as a nursing instructor and has worked in the hospice field. In her practice, Ms. Schettine uses a "hands on" approach to ensure the client receives all the benefits to which they are entitled. She uses innovative and state of the art techniques to better serve the client's needs.

ROBERT CHALOUPKA is the sole practitioner with The Law Office of Robert S. Chaloupka in Seven Hills, Ohio. He practices in the areas of estate planning, probate, tax, wills and trusts, estate administration, LLCs, and partnerships. Mr. Chaloupka is admitted to practice in Ohio. He is a member of the Ohio State Bar Association and the Cleveland Metropolitan Bar Association. Mr. Chaloupka earned his B.A. degree, summa cum laude, from Case Western University and his J.D. degree from Case Western Reserve University School of Law.

JAMES L. KOEWLER JR. is the founder of The Koewler Law Firm, where his main areas of practice include elder law, special needs and Medicaid planning, and Veterans disability. He is a member of the Ohio State, American, Cleveland Metropolitan, and Akron bar associations. Mr. Koewler is a member of the National Academy of Elder Law Attorneys. He earned his B.S. degree from Purdue University and his J.D. degree from Indiana University.