Agenda / Content Covered

All times are shown in Eastern time

1. Intake Tips and Foreclosure Process, Step by Step
   10:00 - 11:30, Stephen M. Hladik
   1. Judicial Foreclosures - Key Steps and Timelines
   2. Non-Judicial Foreclosures - Key Steps and Timelines
   3. Client Intake and Management Best Practices
   4. Spotting Common Lender Errors
   5. When and How to Fight the Foreclosure in Court
2. Finding Your Strategy: Litigation and Workout Options
   11:45 - 1:15, Stephen M. Hladik
   1. Timing and Procedural Considerations
   2. Defenses and Counterclaims
   3. Basic Workout Options
      1. Repayment Plans, Reinstatement and Redemption
      2. Forbearance
      3. Modifications and Refinancing
      4. Short Sales and Deeds in Lieu of Foreclosure
   4. Matching the Facts to a Solution - Case Studies
   5. What You Need to Know About the Mortgage
   6. Special Protections, Relief Programs and Creative Solutions
3. Best Practices for Negotiating with Lenders
   1:45 - 2:15, Ronald S. Weiss
4. Using Chapter 13 or Chapter 7 Bankruptcy to Get Relief
   2:15 - 3:15, Ronald S. Weiss
   1. Pros, Cons and Effects of Filing Chapter 13 or 7
   2. Overview of Chapter 13 Process
   3. Preparing Repayment Plans
   4. Chapter 7 Overview and Effects on Foreclosure Proceedings
5. Post-Foreclosure Considerations, Deficiency Judgments and Taxes
   3:30 - 4:00, Stephen M. Hladik
6. Ethics in Foreclosure Law
   4:00 - 5:00, Ronald S. Weiss
   1. Staying within Your Zone of Competency
   2. Attorney's Affirmative Duties in Foreclosure
   3. Spotting Conflicts of Interest
   4. Wrongful Foreclosure, Abuse of Process and Frivolous Litigation

Accreditation Details:

STEPHEN M. HLADIK is a partner in the Upper Gwynedd law firm of Hladik, Onorato & Federman, LLP, where he focuses his practice in the areas of mortgage law, bankruptcy law, and real estate law. Mr. Hladik is a member of the Montgomery County, Pennsylvania, New Jersey State and American bar associations; and various sections and committees within these organizations. He has spoken for the Pennsylvania Bar Association and conducts continuing legal education courses on tax sale law, foreclosure, title, bankruptcy law, and professional responsibility. Mr. Hladik previously served as the deputy attorney general in charge of the Bureau of Consumer Protection in Harrisburg. He earned his B.A. degree from Pennsylvania State University and his J.D. degree, with honors, from Widener University School of Law.

RONALD S. WEISS is a partner in the Kansas City law firm of Berman, DeLeve, Kuchan & Chapman, L.C. He practices in the areas of bankruptcy and commercial litigation. Mr. Weiss wrote the chapter on general executions in The Missouri Bar Handbook and Attachments on Debtor/Creditors' Rights, and the chapter on bankruptcy in The Missouri Bar Practical Skills Handbook. He also is a contributing writer to The Missouri Bar Bankruptcy Practice Handbook. Mr. Weiss has been a lecturer for The Missouri Bar seminars and for the National Association of Credit Management in the Kansas City Bar Young Lawyers Trial Practice Program. He has served as chair of the Midwestern Bankruptcy Institute. Mr. Weiss is a member of The Missouri Bar, the American Bar Association, the Kansas City Metropolitan Bar Association, the Commercial Law League of America, and the American Bankruptcy Institute. He earned his B.A. and J.D. degrees from the University of Missouri.