Audio CD + Course Book

Commercial General Liability (CGL) Policy: The Complete Guide

Audio CD + Course Book

Copyright Date:

January, 2018

Product ID#:

78132CDRA

Audio + Course Book

Credit Information

Continuing Legal Education

  • WV CLE - 7.20
From Event: Commercial General Liability (CGL) Policy: The Complete Guide, held January 2018.

Program Description

Many attorneys and businesses assume that a dispute will be covered by insurance, only to run into issues later on. The CGL policy is among the most misunderstood - which is why we've taken the opportunity to boil it down to its fundamental workings. This guide will provide you with the need-to-know essentials of CGL policies so you can assess coverage and know where the holes are. Obtain information that you can later apply in practice - order today!

Course Content

  1. Foundation of Commercial General Liability Coverage
  2. Defining "Occurrence"; When is Coverage Triggered?
  3. Exclusions and Exceptions in CGL Policies
  4. Duties Owed: The Duty to Defend, Conditions and Notice
  5. Common Coverage Issues
  6. Legal Ethics

Continuing Education Credit

Continuing Legal Education – CLE: 7.20 WV - Credit Approval Expiration 01/29/2020 *


* denotes specialty credits

Agenda / Content Covered

  1. Foundation of Commercial General Liability Coverage
    9:00 - 10:30, David Bosak
    1. Introduction to CGL Insurance
    2. CGL vs. Other Policies: Distinctions and Interactions
    3. Parts of a CGL Policy (With Sample Policy)
    4. Significance of the Named Insured Status
    5. Covered Partners and Employees
    6. Additional Insured Endorsements
  2. Defining "Occurrence"; When is Coverage Triggered?
    10:45 - 11:45, David Bosak
    1. Claims-Made vs. Occurrence Policies
    2. What Constitutes an "Occurrence"
    3. Case Law You Need to Know
    4. When Does the Occurrence Occur?
    5. Number of Occurrences
  3. Exclusions and Exceptions in CGL Policies
    12:45 - 1:45, David Bosak
    1. Usual vs. Atypical Exclusions
    2. Coverage A Exclusions
    3. Coverage B Exclusions
    4. Endorsements That Limit Coverage
  4. Duties Owed: The Duty to Defend, Conditions and Notice
    1:45 - 2:30, Arie M. Spitz
    1. A CGL Carrier's Duty to Defend
    2. Duty to Defend vs. Duty to Indemnify
    3. Understanding Conditions
    4. Timing of Notice: When May it Void Coverage?
    5. Cooperation and Misrepresentations Issues
  5. Common Coverage Issues
    2:45 - 3:30, Arie M. Spitz
    1. Top Claims and Reasons for Denials of Coverage
    2. Frequently-Disputed Provisions: Key Case Law
    3. The Reservation of Rights Letter
    4. Broker and Agent Liability
    5. Emerging Issues in CGL Coverage
  6. Legal Ethics
    3:30 - 4:30, Arie M. Spitz
    1. Tripartite Relationship
    2. Insured's Right to Select Counsel
    3. Attorneys' Fees
    4. Preserving Confidentiality

DAVID BOSAK is an associate in the Charleston office of Lewis Brisbois Bisgaard & Smith LLP and is a member of the general liability practice. Mr. Bosak has particular experience with commercial litigation, including debt collection, and products liability litigation. He received his B.A. degree, magna cum laude, from The Ohio State University and his J.D. degree, cum laude, from The Ohio State University Moritz College of Law. He is a member of The West Virginia and America bar associations. He is admitted to practice in West Virginia, West Virginia Supreme Court of Appeals, United States District Court for the Southern District of West Virginia, United States District Court for the Northern District of West Virginia, and United States Court of Appeals for the Fourth Circuit.

ARIE M. SPITZ is a member of the litigation department of Dinsmore & Shohl LLP. He has successfully tried cases on behalf of both defendants and plaintiffs on claims including breach of contract, negligence, products liability, and medical malpractice. Mr. Spitz has successfully represented employers in a wide variety of matters, including claims of deliberate intent, sexual harassment, ERISA benefits coverage, and retaliation claims under the West Virginia Patient Safety Act. His diverse experience, both in terms of the types of cases he handles as well as the clients that he assists, gives him unique insight when it comes to litigating and trying cases. Mr. Spitz has practiced before West Virginia’s federal and state trial courts, as well as the West Virginia Supreme Court of Appeals. He earned his B.A. degree from the University of Illinois and his J.D. degree, cum laude, from Penn State.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com

Accreditation Details:

Continuing Legal Education

WV CLE: 7.20 Credit Approval Exp
01/29/2020
Includes - Ethics: 1.20
This program may qualify for up to 7.2 hours of self-study credit, which includes 1.2 hour of self-study ethics credit, under the West Virginia Rules for Mandatory Continuing Legal Education. No more than 12.0 hours of self-study CLE credit may be earned during a reporting period.


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Fax: 715.835.1405
Mail: NBI
P.O. Box 3067
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