Auto Insurance, UM/UIM, Bad Faith, and Liens in Georgia

Agenda / Content Covered

1. Auto Insurance Policies: Interpretation, Issues, and Hidden Treasures
   1:00 — 1:30, William Davis
   1. Auto Liability Coverage, PIP, MedPay
   2. Commercial Auto Insurance
   3. Insurance Coverage in Ridesharing Accidents
   4. Claims Handling Insights
2. Uninsured/Underinsured Motorist Coverage, Claims, and Litigation
   1:30 — 2:30, William Davis
   1. Was the Policy in Effect? Who is Insured? What Vehicles are Insured?
   2. Covered Events and Exclusions
   3. Duties and Coverage Conditions
   4. Limits and Stacking
   5. Valuing the Claim - Does it Exceed Policy Limits?
   6. Offsets/Setoffs
   7. Notice of Claim
   8. Settlements and Releases
   9. Coverage Disputes and Litigation
3. Bad Faith
   2:45 — 3:30, William Davis
   1. Definition and Examples of Bad Faith
   2. When Can a Bad Faith Claim be Brought?
   3. First-Party Bad Faith vs. Third-Party Direct Actions
   4. Types of Bad Faith Claims in Auto Insurance Context
   5. Settlement Considerations
4. Liens and Subrogation: ERISA, Medicare, Medicaid, and More
   3:30 — 4:15, Patrick Reames
   1. Investigation and Communication
   2. Negotiations and Reduction
   3. Addressing Pending Liens in Settlement Negotiations
   4. Hospital/Medical Provider Liens
   5. ERISA Subrogation Liens
   6. Mandatory Insurer Reporting, Medicare Recovery Act, and Medicare Set-Asides
   7. Medicaid Liens
   8. Workers' Comp Liens

WILLIAM M. DAVIS is an attorney with Bovis, Kyle, Burch & Medlin, LLC where he defends businesses and professionals in a variety of contract and tort claims. His practice areas include professional negligence, transportation litigation, catastrophic accidents, legal malpractice, medical malpractice, nursing home liability, premises liability, products liability, contractual obligations and insurance coverage. Mr. Davis earned his B.S. degree from Auburn University and his J.D. degree from Louisiana State University. He is a member of the State Bar of Georgia, State Bar of Louisiana, DRI and Georgia Defense Lawyers Association. Mr. Davis is admitted to practice in Georgia Supreme Court, Georgia Court of Appeals, All Louisiana Courts, U.S. Court of Appeals for the Eleventh Circuit, U.S. Court of Appeals for the Fifth Circuit, United States Court of Appeals for the Armed Forces, United States District Court, Northern District of Georgia, United States District Court, Middle District of Georgia, United States District Court, Eastern District of Louisiana, United States District Court, Middle District of Louisiana and the United States District Court, Western District of Louisiana.

PATRICK S. REAMES joined Bovis, Kyle, Burch and Medlin, LLC in 2020 as a member of the firm's general litigation group. His practice focus is primarily in the areas of insurance defense and coverage litigation. Prior to joining the firm, Mr. Reames worked for another Atlanta area defense firm and clerked for a Georgia State Court Judge. His experience includes handling cases involving: coverage disputes, premises liability, auto, trucking, construction defect, and contractual disputes. He graduated cum laude from Georgia Southern University with a degree in Economics. He attended Georgia State College of Law having received the GSU Academic Foundation Scholarship. Mr. Reames is a member of the Georgia Bar and the Georgia Defense Lawyers Association.