Covered Persons and Events, Exclusions, Conditions, Stacking, and More
UM/UIM policy triggers, exclusions, stacking, conditions, and more can be a nightmare to navigate - but they don't have to be. In this comprehensive program, our seasoned faculty will simplify UM/UIM coverage and claim procedures while highlighting common areas of dispute. They will also explore insurers' subrogation rights and help you identify when UM/UIM carrier conduct rises to the level of bad faith. Build your knowledge - register today!
Explore common areas of contention, including who is "insured," class of insured, and whether victims were "occupying" the vehicle.
Delve into coverage for hit-and-run or miss-and-run scenarios.
Dip into UM/UIM exclusions and limitations with case law.
Determine when an insured's actions or inaction may prejudice the UM/UIM carrier.
Learn the mechanics of stacking UM/UIM coverage.
Know the subrogation rights of UM/UIM carriers and carriers' rights of subrogation against UM/UIM benefits.
Find out when actions on the part of carriers cross into the realm of bad faith.
Determining Coverage - "Insured," "Occupying," and More
UM/UIM Exclusions and Limitations (w/Case Law)
Conditions/Procedural Issues and Questions of Prejudice
Stacking Made Simple
Subrogation Rights Clarified
Bad Faith: When Does UM/UIM Carrier Conduct Cross the Line?
CHARLES W. KRAMER is an attorney at Hennessy & Roach, P.C., where his practice has included insurance defense and subrogation. In the past, Mr. Kramer has practiced in the area of plaintiff's personal injury and workers' compensation. He also has handled environmental and civil rights cases. Mr. Kramer is admitted to practice before the U.S. District Court for the Eastern and Western districts of Wisconsin. He has been admitted pro hac vice in both the Eastern and Western districts of Arkansas. Mr. Kramer earned his B.A. degree, with general honors, from the University of Chicago; and his J.D. degree, cum laude, from the University of Wisconsin Law School. He is a member of the State Bar of Wisconsin.
MARTIN J. PUJOLAR is a shareholder at Forsberg & Umlauf, P.S. His practice areas include construction defect, general liability, personal injury, product liability, insurance coverage, employment, UIM, and insurer bad faith/extra contractual liability litigation. Mr. Pujolar is a member of the King County, Pierce County, Washington State, and District of Columbia bar associations; State Bar of Nevada; and the Washington Defense Trial Lawyers. He earned his B.A. degree from the University of Puget Sound and his J.D. degree, cum laude, from Gonzaga University School of Law.
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