Auto Insurance, UM/UIM, Bad Faith, and Liens in Alabama

Agenda / Content Covered

All times are shown in Central time.

1. Bad Faith
   9:00 - 9:45, Mark David Hess
   1. Definition and Examples of Bad Faith
   2. When Can a Bad Faith Claim be Brought?
   3. First-Party Bad Faith vs. Third-Party Direct Actions
   4. Types of Bad Faith Claims in Auto Insurance Context
   5. Settlement Considerations
2. Auto Insurance Policies: Interpretation, Issues, and Hidden Treasures
   9:45 - 10:30, Nancy L. Eady
   1. Auto Liability Coverage, PIP, MedPay
   2. Commercial Auto Insurance
   3. Insurance Coverage in Ridesharing Accidents
   4. Claims Handling Insights
3. Uninsured/Underinsured Motorist Coverage, Claims, and Litigation
   10:45 - 11:30, Nancy L. Eady
   1. Was the Policy in Effect? Who is Insured? What Vehicles are Insured?
   2. Covered Events and Exclusions
   3. Duties and Coverage Conditions
   4. Limits and Stacking
   5. Valuing the Claim - Does it Exceed Policy Limits?
   6. Offsets/Setoffs
   7. Notice of Claim
   8. Settlements and Releases
   9. Coverage Disputes and Litigation
4. Liens and Subrogation: ERISA, Medicare, Medicaid, and More
   11:30 - 12:15, Britt V. Bethea
   1. Investigation and Communication
   2. Negotiations and Reduction
   3. Addressing Pending Liens in Settlement Negotiations
   4. Hospital/Medical Provider Liens
   5. ERISA Subrogation Liens
   6. Mandatory Insurer Reporting, Medicare Recovery Act, and Medicare Set-Asides
   7. Medicaid Liens
   8. Workers' Comp Liens

Accreditation Details:

BRITT V. BETHEA is a partner with Greene & Phillips, where he practices in the area of personal injury. Mr. Bethea is a member of the Alabama State Bar, The Florida Bar, The Mississippi Bar, the Mobile Bar Association and a member of the Alabama Association of Justice. He received his B.A. degree, cum laude, from the University of Alabama and his J.D. degree from the University of Alabama School of Law.

NANCY L. EADY is a partner at Morris, Haynes Attorneys at Law. Ms. Eady heads the Legal Research Department of the firm and has successfully defended many of the verdicts and rulings obtained by the firm’s trial attorneys. She is an active member of the American Bar Association, the Alabama State Bar and serves on the Executive Committee of the Alabama Association for Justice. Ms. Eady earned her B.S.Ed. degree, highest honors, from Auburn University and her J.D. degree from Jones School of Law.

MARK DAVID HESS is a partner in the law firm of Hand Arendall Harrison Sale LLC, where he practices in the areas of insurance defense and coverage litigation defense of extracontractual claims, and commercial litigation. Mr. Hess is a member of the Birmingham and American bar associations, the Defense Research Institute, the American College of Coverage and Extracontractual Counsel and the Alabama Defense Lawyers Association, where he chairs the ADLA's Amicus Curiae Committee. He earned his B.A. degree, with honors, from the University of Alabama at Huntsville and his J.D. degree from the University of Alabama School of Law.