Agenda / Content Covered

1. Medicaid Eligibility Criteria Update
   11:00 - 11:30, Todd E. Lutsky
2. POA, Guardianship Concerns
   11:30 - 12:00, Melissa Abu-Adas
3. Lookback Penalty Imposition
   12:15 - 1:15, David J. Zumpano
   1. Preventing Penalty
   2. Gifting Within the Lookback to Avoid Penalty
   3. Dealing With the Imposed Penalty
   4. Contesting the Penalty
4. Homestead Challenges
   1:15 - 1:45, Melissa Abu-Adas
5. Specific Problem Assets
   1:45 - 2:45, David J. Zumpano
   1. Life Insurance and Demutualization Shares
   2. Promissory Notes and Mortgages Owed
   3. Partial Interest in a Business
   4. Highly Appreciated Real Property
   5. Retirement Assets
6. How Trusts and Annuities can Harm or Help Eligibility
   3:15 - 3:45, David J. Zumpano
7. Legal Ethics Dilemmas
   3:45 - 4:45, Cara M. Chittenden
   1. Verifying Client Capacity
   2. Joint Representation
   3. Confidentiality
   4. Attorney Fees and Engagement Agreements
   5. Client Communication
8. Caregiver Children: Living up to Medicaid Scrutiny, Tax Compliance, and Non-Caregiver Children's Questions
   5:00 - 5:30, Todd E. Lutsky
9. Tax, Estate Recovery, and Estate Planning Problems
   5:30 - 6:00, David J. Zumpano

Accreditation Details:

MELISSA ABU-ADAS is the managing member of the Law Office of Melissa H. Abu-Adas, LLC in Tinton Falls, New Jersey. Ms. Abu-Adas' practice focuses on estate planning, elder law, wills, trusts, long-term care planning, Medicaid applications, guardianships, special needs trusts, and estate administration. She is licensed in both New Jersey and Pennsylvania. Ms. Abu-Adas graduated from Rutgers School of Law - Newark where she was a member of the Federal Tax Law Clinic. She served as a law clerk for the Honorable Victor Ashrafi in the New Jersey Superior Court, Appellate Division. Ms. Abu-Adas is a member of the Board of Directors of the New Jersey Chapter of the National Academy of Elder Law Attorneys where she also previously served as president and Legislative Committee chair. She is also a member of New Jersey State Bar Association's Elder Law & Disability Section.

CARA M. CHITTENDEN is an attorney at Rebecca W. Geyer & Associates, P.C. She practices primarily in the areas of estate planning, estate administration, and elder law. Ms. Chittenden earned her bachelor’s degree in public health from Indiana University and her J.D. degree from the Indiana University Robert H. McKinney School of Law. She is a member of the Indianapolis Bar Association’s Estate Planning and Administration Section and a member of the Indiana State Bar Association, including its Probate, Trust & Real Property Section and its Elder Law Section.

TODD E. LUTSKY joined Cushing & Dolan, P.C. in 1995. Mr. Lutsky handles legal issues of trusts and estate planning in the greater Boston area. This includes elder law planning, irrevocable Medicaid trusts, and the application process for Medicaid eligibility, representing clients at fair hearings, and all aspects of elder law planning. His estate and gift tax planning practice includes, but is not limited to, the use of revocable trusts, joint revocable trusts, personal residence trusts, irrevocable life insurance trusts, spousal lifetime access trusts, New Hampshire domestic asset protection trusts, and all aspects of elder law planning. Mr. Lutsky’s business succession planning practice includes use of limited liability companies, family limited partnerships, deferred compensations, buy sell agreements, and sale of assets to defective irrevocable trusts. He is a former tax attorney. Mr. Lutsky is a member of the National Aging In Place Council, the Boston Estate Planning Council, and the National Academy of Elder Law Attorneys. Admitted to practice in Pennsylvania and Massachusetts, Mr. Lutsky has almost three decades of experience, is a current lecturer for Boston University School of Law’s Graduate Tax Program and has been published in the Estate Planning Journal. He hosts his own radio show, “The Legal Exchange with Todd Lutsky,” where he uses real cases from around the country and real-life stories to educate the public one story at a time on important legal matters. Mr. Lutsky's show focuses on estate, gift, and income tax planning matters; and elder law planning, including Medicaid eligibility and asset protection planning matters. Finally, he most recently began appearing on the Financial Exchange Radio Show in a segment called “Ask Todd,” where he takes callers questions on anything estate, gift, or elder law planning related. Mr. Lutsky earned his J.D. degree from the University of Toledo College of Law and his Master’s degree in taxation from Boston University School of Law. He is regularly asked to speak on his areas of practice and writes extensively on estate and elder law planning topics.

DAVID J. ZUMPANO is the founder of The Estate Planning Law Center, David J. Zumpano CPA, Esq., which has served as a "model firm" for more than one thousand law firms across the country. His approach is based in part on his application of concepts from The E-Myth by Michael Gerber. Mr. Zumpano built the first cloud-based law practice management system integrated with documentation creation software for estate, Medicaid, and asset protection planning law firms. It has transformed the way law firms are run and interact with clients technologically and has been implemented by hundreds of law firms nationwide. In 2001, Mr. Zumpano founded Medicaid Practice Systems, LLC (MPS). He is known as the founder of the Medicaid practice industry, which began with his innovative Medicaid Practice Program that educated attorneys across the country on how to add Medicaid planning to their estate planning and elder law practices. In 2012, he transformed MPS into Lawyers with Purpose, LLC, where he continues to help attorneys from all backgrounds create proficient, profitable practices that protect the personal and financial freedom of families. Mr. Zumpano has been featured in the Wall Street Journal and on National Public Radio. He is a regular speaker and trainer on the application of cutting-edge technologies to estate planning, asset protection, Medicaid planning, and law practice management. His unique approach has been adopted by many national, regional, and local legal organizations, as well as banking and financial institutions. Mr. Zumpano is also credited with changing the way the estate planning industry uses trusts for common law asset protection and Medicaid planning, as memorialized in his scholarly law review, "Irrevocable Pure Grantor Trusts: The Estate Planning Landscape Has Changed" (Syracuse Law Review, Vol. 1 Fall 2010). His expertise in Medicaid planning was further exemplified when, in 1994, Mr. Zumpano published What Hard Work Giveth, the Nursing Home Taketh Away: Asset Preservation Under Medicaid (The Digest, 1994-95). He wrote Estate Recovery: What Can and Can’t They Get, which has been presented in many forums across the country. In 2015, Mr. Zumpano authored Protect Your IRA, Avoid the 5 Common Mistakes, a contributory book offering for estate planning attorneys. He earned his J.D. degree from Syracuse University College of Law.