RICHARD J. PERR is a partner at Fineman, Krekstein & Harris, P.C., in Philadelphia, Pennsylvania, where he concentrates his practice in complex commercial litigation. He is a nationally recognized authority and lecturer on creditor’s rights, representing creditors, law firms and agencies against individual and class action allegations invoking federal and state consumer protection laws, including the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Telephone Consumer Protection Act. Mr. Perr also advises entities and individuals on matters related to compliance in the credit and collection industry, including review, implementation and auditing of policies and procedures, especially in adherence with governmental regulatory bodies such as the Consumer Financial Protection Bureau (CFPB). Mr. Perr is currently the immediate past president of ACA International. He was the state compliance chair for Pennsylvania (2005-2007, 2016-2018), and previously served as chair of the Members’ Attorney Program Committee (MAP Committee) and as the state compliance chair for New Jersey from 2011-2015. Mr. Perr also serves on the Board of Directors for the Mid-Atlantic Collectors Association. He earned his B.A. degree from Rutgers College and his J.D. degree, with honors, from Rutgers School of Law.