How to Handle Foreclosures

Agenda / Content Covered

All times are shown in Eastern time

1. The Foreclosure Process: A Step-by-Step Guide
   10:00 - 11:00, Keith A. Gantenbein Jr.
   1. Foreclosure Timeline
   2. Pre-Foreclosure Process and Procedures
   3. Reviewing Loan Documents: What to Look For
   4. The Foreclosure Sale: Judgement Order, Redemption Period, and Notices of Sale
   5. Post-Foreclosure: Wrap-Up, Deficiency, Eviction and Other Legal Issues
   6. Spotting and Addressing Common Challenges
2. Understanding How Bankruptcy Interacts with Foreclosure Procedures
   11:00 - 11:30, Keith A. Gantenbein Jr.
   1. Overview of Chapter 7 and 13 Bankruptcy Protections
   2. Rights of the Debtor and Creditor
   3. Automatic Stay Protections and Limitations
   4. Obtaining Relief from the Automatic Stay
   5. Proof of Claim Filing Procedures
3. Curing Titles in Foreclosure
   11:45 - 12:30, Kevin J. Dunlevy
   1. Common Title Issues Encountered During Foreclosure
   2. Using the Title Commitment and Prior Title Information
   3. Parties Involved and Obtaining Jurisdiction
   4. Actions the Mortgage Holder Can Take
   5. Post-Judgment Issues
   6. Title Aspects of Foreclosure Alternatives
4. Alternatives to Foreclosure
   12:30 - 1:15, Kevin J. Dunlevy
   1. Reinstatement, Forbearance and Repayment Plans
   2. Loan Modifications
   3. Short Sales
   4. Deeds-in-Lieu of Foreclosure
   5. Eliminating Deficiency Judgments

Accreditation Details:

KEVIN J. DUNLEVY is a partner in the Minneapolis law firm of Beisel & Dunlevy, P.A., where he practices in real estate and creditors' remedies. He is a real property law specialist, certified by the Minnesota State Bar Association. Mr. Dunlevy is experienced in real estate litigation, transactions, foreclosures, evictions, and other creditors' remedies. He is a frequent presenter at seminars for attorneys, title companies, realtors, and lenders; and he has written numerous articles and publications for professional and trade groups. Mr. Dunlevy is a member of the Hennepin County, Minnesota State, and American bar associations; as well as the State Bar Association of North Dakota, and the State Bar of Wisconsin. He co-chairs the Legislative Committee of the Real Property Section of the Minnesota State Bar Association, and is the past chair of the Title Insurance Litigation Committee of the American Bar Association's Torts and Insurance Practice Section. Mr. Dunlevy recently taught real estate law to lawyers and law students in Ukraine, including real estate and mortgage fraud. He earned his B.A. degree, cum laude, and his J.D. degree from the University of North Dakota.

KEITH A. GANTENBEIN JR. is a consumer rights advocate, a leading foreclosure defense, and real estate attorney practicing law in Colorado. The owner of Gantenbein Law Firm in Denver, he has been practicing throughout the state for the past ten years in public trustee and judicial foreclosures, 120 hearings, lender liability, complex civil and bank litigation, HOA, and credit disputes and actions. Mr. Gantenbein worked extensively with Representative Beth McCann along with Senator Ulibarri to see two bills he helped draft become law. Governor Hickenlooper signed both these important bills that help protect homeowners into law last year. Mr. Gantenbein is a published author on "Protecting Tenants at Foreclosure Act" (PTFA) and has published more than 150 informative legal articles on his blog. Additionally, Mr. Gantenbein has worked extensively for a Colorado Supreme Court Rule Making subcommittee in drafting and updating C.R.C.P. 120. He earned his B.A. degree from Colorado State University and his J.D. degree from Barry University School of Law. He is a licensed real estate agent in the state of Colorado.