When foreclosure is looming, you not only need to understand all your client's options, you also need practical techniques for protecting your client's interests. Get the tools you need! This practical instruction begins with a detailed walk-through of the various loan workout options and the foreclosure process. Then take an in-depth look at how to handle the title, environmental and post-foreclosure issues commonly encountered when working with troubled assets. Take your skills to the next level. Order today!

1. The Foreclosure Process in Wisconsin  
2. Workouts – The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans 
3. Environmental Issues in the Foreclosure Process
4. Title Issues in the Foreclosure Process and Workout Context
5. Ethics
6. Post-Foreclosure Issues

Continuing Education Credits:   

* denotes specialty credits

The Foreclosure Process in Wisconsin
9:00 - 10:00, Written and presented by Marie M. Flannery.

• Notice Requirements
• Foreclosure Hearing
• Foreclosure Sale
• The "Closing" With Third Party Bidders
• Deficiency

Workouts - The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans
10:15 - 11:15, Written and presented by Marie M. Flannery.

• Pre-Negotiation
• Forbearance
• Deed in Lieu of Foreclosure
• Loan Modifications
• Discounted Payoffs

Environmental Issues in the Foreclosure Process
11:15 - 12:15, Written and presented by David P. Ruetz.

• Environmental Conditions at Foreclosed Properties
• Assessment/Reassessment of Environmental Risk
• Liability Protection for Lenders

Title Issues in the Foreclosure Process and Workout Context
1:15 - 2:15, Written and presented by Thomas C. Dill.

• The Loan Policy
• Using the Title Commitment and Prior Title Information
• Title Aspects of Foreclosure Alternatives
• Title Issues During Foreclosure
• Parties Involved and Obtaining Jurisdiction
• Actions the Mortgage Holder can Take
• Post-Judgment Issues

Ethics
2:30 - 3:30, Written by Briane F. Pagel Jr. Presented by Briane F. Pagel Jr. in Madison and Daniel J. Miske in Milwaukee.

• Conflicts of Interest
• Multiple Representation Issues
• Due Diligence and Duty to Disclose
• Attorneys' Fees

Post-Foreclosure Issues
3:30 - 4:30, Written and presented by Thomas C. Dill.

• Eviction and Ejectment
• Eviction Procedures and Issues
• Ejectment Procedures and Issues
• Liability for Code Violations, Taxes, Homeowner Dues, Etc.
• Property Preservation Problems

THOMAS C. DILL is an attorney with Blommer Peterman, S.C. He has past experience in real estate law as a practitioner and as corporate counsel for title companies. Mr. Dill has previously lectured on underwriting issues to title agents and local bar associations. He is a member of the State Bar of Wisconsin and the Wisconsin Land Title Association. Mr. Dill earned his B.A. degree from the University of Wisconsin - Madison and his J.D. degree from Oklahoma City University School of Law. (Madison and Milwaukee locations)

MARIE M. FLANNERY is an attorney with Blommer Peterman, S.C. She has represented creditors in all facets of the default services industry since 2003, focusing her practice primarily on residential mortgage foreclosures and related issues. Ms. Flannery earned her B.A. degree in English Literature from Lake Erie College in Painesville, Ohio, and her J.D. degree from the University of Akron School of Law. She is a member of the State Bar of Wisconsin, and is admitted to practice in the U.S. District Courts for both the Eastern and Western Districts of Wisconsin, as well as District Courts in Indiana and Illinois. (Madison and Milwaukee locations)

DANIEL J. MISKE is an attorney in the Milwaukee office of Whyte Hirschboeck Dudek S.C., where he concentrates his practice in the areas of condominium law, civil litigation, collections and business law. Within these areas of practice he handles trials, foreclosures and appeals for businesses, condominium associations, insurance companies and individuals in a variety of matters including contract disputes, liens, Fair Debt Collection Practices Act claims, unfair trade practices and insurance defense. Mr. Miske is a regular speaker and has written on various condominium and collection related topics. He earned his B.S. degree from Marquette University and his J.D. degree from DePaul University School of Law. Mr. Miske is a member of the State Bar of Wisconsin, the Milwaukee Bar Association (member, Bench Bar Committee), the Commercial Law League and the Community Association Institute (president-elect, Board Member 2007 to present). (Milwaukee location)

BRIANE F. PAGEL JR. is a lawyer with Krekeler Strother, S.C., where he has been practicing family and consumer law since 2000. Prior to that, he ran his own practice focusing on family, criminal, and general litigation. He graduated with honors from the University of Wisconsin Law School, and has an undergraduate degree in political science from the University of Wisconsin-Milwaukee. Mr. Pagel writes consumer law case updates, has published articles in Wisconsin Lawyer on creditor/debtor and consumer issues, and has spoken to lawyers' groups and presented seminars on topics ranging from the doctrine of necessaries to enforcement of Wisconsin's mortgage broker and consumer laws. Recently, he was asked to help train mediators for foreclosure mediation in Iowa County, Wisconsin. (Madison location)

DAVID P. RUETZ is the senior environmental scientist at GZA GeoEnvironmental, Inc. Mr. Ruetz has more than 20 years of environmental experience in a variety of fields, including work as an environmental attorney, the president of an environmental consulting-engineering firm, an administrative director of a governor-appointed advisory council, an environmental scientist and as an aquatic biologist. As an attorney, he has represented corporate, commercial and industrial clients regarding environmental due diligence and risk assessment in mergers and acquisitions, and real estate transactions. Mr. Ruetz also has represented commercial, industrial, health care and banking clients in matters involving Superfund (CERCLA), the Clean Water Act (CWA), the Clean Air Act (CAA), the Resource Conservation and Recovery Act (RCRA hazardous waste), medical waste, wetlands and water law. He has extensive experience in all aspects of Superfund litigation, negotiation, and regulatory review. Mr. Ruetz also has represented industrial, commercial and banking clients in environmental matters involving the Toxic Substance Control Act (TSCA), and the U.S. Department of Labor, Occupational Safety and Health Act (OSHA). He has been involved in litigation and has presented oral arguments in cases held in both state and U.S. federal district courts. Mr. Ruetz earned his A.A.S. degree from Milwaukee Area Technical College, his B.A. degree from the University of Wisconsin-Milwaukee, his J.D. degree from the University of Montana School of Law and his M.S. degree from the University of Montana. He is a member of the State Bar of Wisconsin, and Washington State and Milwaukee (chairman, Environmental Law Section) bar associations. Mr. Ruetz also is a former member of the Wisconsin Department of Natural Resources Water Body Use Designation Technical Advisory Board and the Federation of Environmental Technologists. (Madison and Milwaukee locations)

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

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Phone: 866-240-1890

Email: credit@nbi-sems.com