The cost of long-term care can consume a person's assets if a carefully drafted estate plan is not in place. Order today to learn the skills you need to create an estate plan that meets your clients' needs.

1. What to Do When a Spouse is Confronting Health Issues - The Estate Plan
2. How to Protect an Elderly Client's Assets
3. Insurance to Fund All or Part of Long-Term Care Costs
4. Ethical Considerations When Representing the Elderly Client
5. Qualifying for Medicaid Long-Term Care Programs
6. Preserving Family Assets When Qualifying for Medicaid

1. WHAT TO DO WHEN A SPOUSE IS CONFRONTING HEALTH ISSUES – THE ESTATE PLAN
   9:00 - 10:00, Robert L. Redmond
   1. Client Interview
   2. How to Draft the Plan
   3. Asset Titling – Deed, Bank Accounts, and Life Insurance
   4. Changing the Will to Exclude the Disabled Spouse
   5. Durable Power of Attorney – Gift Giving Power
   6. Advanced Directives
   7. Sample Forms and Letters
2. HOW TO PROTECT AN ELDERLY CLIENT'S ASSETS
   10:15 - 11:15, Jeffrey R. Ropp
   1. Irrevocable Trusts
   2. Impact of Medicaid Issues in Drafting Trusts
   3. Issues Regarding Life Estates
   4. Annuities, Life Insurance and Retirement Accounts in the Estate Plan
   5. Gifting Guidelines
   6. Tax Traps With Gifts
   7. Avoiding the Pitfalls of Guardianships
3. INSURANCE TO FUND ALL OR PART OF LONG-TERM CARE COSTS
   11:15 - 12:15, Richard Gilleran
   1. What is Long-Term Care?
   2. Costs of Care and Funding Sources
   3. Understanding Long-Term Care Insurance Benefits
4. ETHICAL CONSIDERATIONS WHEN REPRESENTING THE ELDERLY CLIENT
   1:15 - 2:15, Richard Gilleran
   1. Acting Within the Lawyer's Expertise
   2. Avoiding Conflict Between Spouses' Interests
   3. Competency of the Client
   4. Maintaining Due Diligence in Completing Paperwork When Representing the Elderly or Ill Client
5. QUALIFYING FOR MEDICAID LONG-TERM CARE PROGRAMS
   2:30 - 3:30, Michael Bresson
   1. Where Medicare Stops and Medicaid Begins
   2. Overview of the State Medicaid Programs
   3. Categorically vs. Medically Needy
   4. Medical Criteria – Level of Care Required to Become Eligible
   5. Assessing a Client's “Medical Need” and Level of Care for Medicaid Qualification Purposes
   6. Medicaid Planning Techniques
   7. Financial Criteria for Single and Married Applicants
   8. Exemptions for Protecting the Family Home
   9. Qualified Medicare Beneficiaries
6. PRESERVING FAMILY ASSETS WHEN QUALIFYING FOR MEDICAID
   3:30 - 4:30, Robert L. Redmond
   1. Most Common Medicaid Misconceptions
   2. Implications of Gifts During the Look Back Period
   3. Options for “Spenddown” of Excess Property – Unique Problems Associated With Disposal of Excess Assets
   4. Myths About the "Spenddown" Requirement
   5. Protecting Assets for a Disabled Child
   6. Retroactive Benefits
   7. Estate Recovery

MICHAEL BRESSON is the owner of Bresson Law Offices, PLLC, where he focuses his practice on wills, trusts, estates and incapacity planning, as well as long-term care and Medicaid planning, special needs trusts, guardianships and trust administration. Mr. Bresson is admitted to practice in the state of Washington. He earned his B.A. degree from California Lutheran University and his J.D. degree from Gonzaga University School of Law. Mr. Bresson is the founder and director of Active4Youth, a program that strives to eliminate childhood obesity and juvenile delinquency through after school sports. He also serves as the Race Chairman for the Susan G. Komen for the Cure Eastern Washington Affiliate Race for the Cure.

RICHARD GILLERAN is a sole practitioner in Spokane, Washington, where he practices in the areas of estate planning and Medicaid planning. He has made several presentations on estate and Medicaid planning. Mr. Gilleran earned his B.A. degree from Notre Dame and his J.D. degree from Gonzaga Law School. He is a member of the Washington Chapter of the National Association of Elder Law Attorneys, the State Bar of Montana (Elderly Assistance Committee), and the American, Washington State and Spokane County bar associations.

ROBERT L. REDMOND is an attorney in the Spokane law firm of Hennessey, Edwards, Hipperson, & Redmond, P.S., where his main areas of practice include estate planning, elder law, probate and real property. Mr. Redmond is a former certified teacher who taught in the Tacoma and Longview public schools. He earned his B.A. degree, cum laude, from Pacific Lutheran University and his J.D. degree, magna cum laude, from Gonzaga University School of Law. Mr. Redmond is a member of the National Academy of Elder Law Attorneys (NAELA) and the Washington State Bar Association (Elder Law, Real Property Probate and Trust sections).

JEFFREY R. ROPP is an attorney with Cooney & Associates, P.S., where he practices in the areas of estate planning, probate, elder law, taxation, business law and asset protection strategies. He is a frequent lecturer on topics ranging from estate planning to elder law. Mr. Ropp earned his B.A. degree, cum laude, from Washington State University, his J.D. degree, cum laude, from Gonzaga University and his LL.M. degree from the University of Florida. He is a member of the Washington State Bar Association (Real Property, Probate and Trust and Elder Law sections), The Spokane Estate Planning Council and the National Academy of Elder Law Attorneys. Mr. Ropp also is a member of the Legacy Advisory Board for the Children's Hospital Foundation, Seattle, Washington.

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