Don't let the transaction fall apart! Head off problems before they cause issues. Order today to learn specific techniques for recognizing title problems and learn what types of problems to expect at different stages of the transaction.

1. Analyze Vital Components of the Purchase Agreement
2. Understand the Intricacies of Title Insurance
3. Manage the Insured's Closing
4. Solve Problems With Residential and Commercial Title Examinations
5. Examine Ethical Considerations in Real Estate Title Law
6. Troubleshoot Common Title Problems

1. ANALYZE VITAL COMPONENTS OF THE PURCHASE AGREEMENT
   9:00 - 10:00, Richard N. Morneau
   1. Residential Agreements
      1. Inspect Any Title Contingencies
      2. What a Survey Contingency Could Mean
      3. Typical Forms and Clauses to Expect
   2. Commercial Agreements
      1. The Risk Involved in a Title Contingency
      2. Why Conflicts Surround the Survey Contingency
      3. Know What Forms and Clauses to Expect
2. UNDERSTAND THE INTRICACIES OF TITLE INSURANCE
   10:00 - 11:05, Christopher J. Montalbano
   1. The New Rhode Island Title Insurance Act
   2. What Control the Government Has Over Title Insurance
   3. Owner's Policy
      1. Know What's Insured - and Not Insured
      2. What is a "Marketable Title?"
      3. Determine What is Excluded and Special Exceptions
      4. Who is Covered: Heirs, Assigns, Trustees?
      5. Sort Through the Coverage Amount - and Exceptions
   4. Spot Defects in the Seller's Policy
   5. Know What Could Mean Trouble in a Lender's Policy
   6. Common Obstacles with American Land Title Association (ALTA) Policies
3. MANAGE THE INSURED'S CLOSING
   11:20 - 12:20, Mark F. Comstock
4. SOLVE PROBLEMS WITH RESIDENTIAL AND COMMERCIAL TITLE EXAMINATIONS
   1:20 - 2:25, Christopher J. Montalbano
   1. Insider's Tips for Recognizing Defects
   2. Stay on Top of the Survey Review
   3. Acceptable Forms of Opinion Letters and Checklists
   4. Forms, Practice Pointers and Procedures That Will Prepare You For Almost Anything
   5. Examination Issues That Can Sneak Up on You
5. EXAMINE ETHICAL CONSIDERATIONS IN REAL ESTATE TITLE LAW
   2:40 - 3:40, Mark F. Comstock
   1. Factors That Impact the Attorney-Client Relationship
   2. Where Conflicts of Interest Typically Arise
   3. Duties of Competence and Diligence Defined
   4. Your Obligation to Disclose Defects in Property
   5. Your Special Responsibilities to Sellers and Borrowers
6. TROUBLESHOOT COMMON TITLE PROBLEMS
   3:40 - 4:30, Richard N. Morneau
   1. Procedures Involved in Filing a Quiet Title Suit
   2. Steer Clear of Problems with Party Wall and Other Party Agreements
   3. Monetary Settlement and Escrow Agreements: Your Available Options

MARK F. COMSTOCK is an attorney with Chicago Title Insurance Company, where his main areas of practice are real estate, mortgage finance and title insurance. He has been involved in town related matters such as being a member of the South Kingstown Charter Review Committee and board member to South Kingston's Cares program. Mr. Comstock is responsible for agent attorney network insuring residential and commercial properties in Rhode Island, creating and implementing projects and directing state operations, management of risk and liability for portfolio of commercial transactions, and insuring compliance with state and federal law. He earned his B.A. degree from the University of Rhode Island and his J.D. degree from New England School of Law.

CHRISTOPHER J. MONTALBANO is the Senior Title Attorney and Principal of Pilgrim Title Insurance Company, where his practice focuses on complex title and tile insurance issues, commercial real estate transactions, condominium and subdivision, and title clearing matters. Mr. Montalbano formerly worked as the State Manager and Counsel for Rhode Island's largest title underwriter. He is a member of Rhode Island and Massachusetts bar associations.

RICHARD N. MORNEAU is a partner at the Providence office of Morneau & Murphy, where he practices in the areas of banking and credit union law, and real estate, commercial and debtor-creditor law. Mr. Morneau is a past contributor to Lawyers Weekly. Mr. Morneau is a member of the American (Committee on Credit Unions) and Rhode Island (former chair, Committee on Banks and Trusts) bar associations and the Rhode Island Conveyancers Association (past president and director). He earned his B.S.B.A. degree from Babson College and his J.D. degree from Suffolk University.

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