Can you confidently assure your clients a marketable title and fix any defects that surface? Don't be caught off guard! Augment your title examination knowledge with this strategic information on identifying and resolving title issues. It will arm you with the tools you need to recognize encumbrances, discrepancies and defects, and minimize their impact on real estate transactions. Order today!

1. Title Insurance Commitments
2. Reading Surveys
3. Issues of Title Due Diligence
4. Issues of Authority
5. Issues Relating to Encumbrances on the Title
6. Issues on Foreclosures
7. Title Endorsements
8. Ethical Considerations

TITLE INSURANCE COMMITMENTS
9:00 - 9:30, Richard N. Morneau

• Insurer's Obligations Under a Commitment
• Satisfying the Requirements
• Gap Coverage
• Dealing With Exceptions (Liens, Easements, Restrictions)

READING SURVEYS
9:30 - 10:00, Richard N. Morneau

• Types of Surveys
• Review of Surveys
• Survey Coverage

ISSUES OF TITLE DUE DILIGENCE
10:15 - 11:15, Charles B. Allott

• Critical Date Summary
• Ownership Discrepancies
• Defective Documentation of Ownership Entity
• How to Handle Various Kinds of Unreleased Liens
• Syncing Commitment and Survey
• Mechanics' Liens: Both Prior and Future
• Legal Issues With Affidavits as a Means to Resolve Title Issues
• Delivery of Deposits: Escrow Agreements and the Title Company's Role as Escrow Agent
• Handling Existing Leases
• Access and Boundary Issues
• Drafting Title Objection Letter
• Handling FIRPTA
• Reviewing a Proforma Title Policy

ISSUES OF AUTHORITY
11:15 - 11:45, Charles B. Allott

• Trustees and Other Fiduciaries
• Authority Issues in Foreclosures
• Probate Issues
• Capacity Issues
• Powers of Attorney

ISSUES RELATING TO ENCUMBRANCES ON THE TITLE
12:45 - 1:45, Justin T. Shay

• Liens Recorded and Statutory
• Survey Issues and Special Exceptions
• Easement Issues and How to Resolve Them; Insuring Easements
• Restrictions, Rights of First Refusal and Other Issues

ISSUES ON FORECLOSURES
1:45 - 2:45, Justin T. Shay

TITLE ENDORSEMENTS
3:00 - 3:30, Charles B. Allott

• Commonly Used Endorsements
• Rules Related to Filing Endorsements in Local States
• When to Use Endorsements
• Charges and Requirements for Special Endorsements

ETHICAL CONSIDERATIONS
3:30 - 4:30, Richard N. Morneau

• Conflicts of Interest
• Disclosure of Defects in Property
• Liability in Title Examinations
• Attorneys' Fees

CHARLES B. ALLOTT is of counsel with Hinckley, Allen & Snyder LLP, where his practice is focused in the area of commercial real estate acquisition, disposition and development; land title and survey issues; title insurance issues; regulatory zoning, subdivision, and coastal permitting; land conservation issues; riparian and littoral law; and condominium law. Mr. Allott is a former adjunct professor at Southern New England School of Law and a frequent seminar faculty member on real estate and riparian law issues in Rhode Island. He earned his B.S. degree from the University of Rhode Island and his J.D. degree from Western New England School of Law.

RICHARD N. MORNEAU is a partner at the Providence office of Morneau & Murphy, where he practices in the areas of banking and credit union law, and real estate, commercial and debtor-creditor law. Mr. Morneau is a past contributor to Lawyers Weekly. Mr. Morneau is a member of the American (Committee on Credit Unions) and Rhode Island (former chair, Committee on Banks and Trusts) bar associations and the Rhode Island Conveyancers Association (past president and director). He earned his B.S.B.A. degree from Babson College and his J.D. degree from Suffolk University.

JUSTIN T. SHAY has been practicing law in Rhode Island for nearly thirty years and is a partner in the Providence law firm of Cameron & Mittleman LLP. He has extensive experience practicing before all Rhode Island state and federal courts, including appellate practice. Mr. Shay is a 1978 graduate of Providence College and a 1982 graduate of New York Law School where he was a member of the Law Review. He is a member of the bar of the United States Supreme Court, First Circuit Court of Appeals and the Rhode Island State and Federal Bars. He is a member of the American and Rhode Island bar associations, the American Bankruptcy Institute and the Defense Research Institute. Mr. Shay is a frequent lecturer on real estate litigation topics for attorneys and land surveyors. He also serves as a court-appointed receiver and commissioner for the sale of real estate in the Rhode Island Superior Court. Mr. Shay has been retained as an expert and consultant on real estate law by the state of Rhode Island and by major Rhode Island law firms. Mr. Shay has been listed as a "Top Attorney in Rhode Island" by Rhode Island Monthly.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com