Even though they have tried multiple collection efforts, your clients still haven't been paid a debt they're owed. That's when they turn to you for help. However, debt collection today is nothing like it was in the past, and smart professionals know they tread a fine line. How can you get the money owed, while staying in compliance with the Fair Debt Collection Practices Act? We know – and can show you how. Order today!

1. Pre-Suit Collection Strategies
2. The Fair Debt Collection Practices Act
3. Filing the Lawsuit - Developing Definitive Strategies
4. Collecting the Judgment
5. The Impact of Bankruptcy on Collections
6. Avoiding Ethical Tangles in Collections

1. PRE-SUIT COLLECTION STRATEGIES
   9:00 - 9:45, Lynda L. Laing
1. How to Decide Whether to Pursue Collection
2. Preventative Collection - Collecting Without Filing a Lawsuit
3. Designing a Collections System
4. How to Discover Assets - Finding Property From Which to Collect
2. THE FAIR DEBT COLLECTION PRACTICES ACT
   9:45 - 10:45, Lynda L. Laing
1. Statutory Background and Preemption
2. Scope of the FDCPA
3. Understanding the Actions Permitted or Restricted by the Act
4. Liability and Defenses
3. FILING THE LAWSUIT - DEVELOPING DEFINITIVE STRATEGIES
   11:00 - 12:00, Lynda L. Laing
1. Knowing the Debtor
2. How to Effectively Get the Debtor's Attention
3. Avoiding Counterclaims
4. Obtaining Judgment
4. COLLECTING THE JUDGMENT
   1:00 - 2:00, William J. Delaney
1. Use of Judgment Liens on Real Property
2. Use of Judgment Liens on Personal Property
3. Self-Help Repossession
4. Writs of Execution, Seize and Sale by Sheriff
5. Wage Garnishment
6. Attachments
7. Exemptions by Debtor
8. Fraudulent Conveyances
5. THE IMPACT OF BANKRUPTCY ON COLLECTIONS
   2:15 - 3:30, William J. Delaney
1. Steps to Take When a Debtor Files Bankruptcy
2. Chapter 7 – Liquidation, Automatic Stay, Dischargeability
3. Chapter 13 – Reorganization, Automatic Stay, Dischargeability
4. Means Testing and "Abusive Filing"
5. Exemption Planning
6. 707(a) and 707(b) Dismissal
6. AVOIDING ETHICAL TANGLES IN COLLECTIONS
   3:30 - 4:30, William J. Delaney
1. Eliminating Ethical Problems From Your Practice
2. Zealous Representation or Vexatious Practices
3. Lawyer Liability
4. Attorneys' Fees

WILLIAM J. DELANEY is a partner with Delaney & DeMerchant LLC, where he practices in the areas of commercial law, creditors' rights and bankruptcy law. He previously has served as a member of the Chapter 7 Trustee Panel of the U.S. Bankruptcy Court for the District of Rhode Island and is an arbitrator in the Rhode Island Superior Court Arbitration Program. Mr. Delaney earned his A.B. degree from the University of Notre Dame, his M.B.A. degree from Rensselaer Polytechnic Institute, his J.D. degree from Albany Law School of Union University and his LL.M. degree, in American banking law studies, from the Morin Center for Banking and Financial Law Studies, Boston University School of Law. Mr. Delaney is a member of the Connecticut, Massachusetts, New Hampshire, Rhode Island, Pennsylvania and Vermont bar associations and the New York State Bar Association.

LYNDA L. LAING is a partner in the law firm of Strauss, Factor, Laing & Lyons, in Providence, where her practice concentrates in the areas of collections and litigation. She served on the Board of Editors of the Rhode Island Bar Journal and has written articles and lectured on the Fair Debt Collection Practices Act. Ms. Laing earned her A.B. degree from Albion College and her J.D. degree from Case Western Reserve University Law School. Ms. Laing is a member of the State Bar of Michigan, the Rhode Island and American bar associations, The Association of Trial Lawyers of America, the Commercial Law League of America and the American Bankruptcy Institute. She also is chairperson of the Bench Bar Committee for the Rhode Island Bar Association.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com