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HARRY P. BEGIER JR. is an attorney based in Philadelphia, Pennsylvania, specializing in first party property insurance work (insurance disputes), mainly for the insured. This field includes fires, windstorms, structural damage, business interruption, boiler and machinery claims, and all other forms of property damage customarily insured under a property policy as opposed to a liability policy. Typical problems for which clients seek assistance are: not being paid, not being paid the proper amount or delay in payment from their insurer. In addition to acting as an attorney in the first party property insurance field, Mr. Begier also has served as an arbitrator and appraiser in first party cases involving claims as large as $200 million. He also has lectured extensively in the first party area nationally. While based in Philadelphia, Mr. Begier has been involved in cases in Arizona, the District of Columbia, Delaware, Florida, Georgia, Illinois, Iowa, Louisiana, Maryland, Mississippi, New Jersey, North Carolina, New York, Oregon, Texas, Virginia, the State of Washington, Utah and Pennsylvania. Mr. Begier is a graduate of Princeton University and the University of Pennsylvania Law School. He also is a graduate of the U.S. Steel Accounting Management Program. PATRICIA W. HOLDEN is an attorney with the law firm of Zarwin Baum DeVito Kaplan Schaer Toddy P.C., where she practices in the areas of insurance coverage and insurance bad faith. She is a member of the firm's insurance defense group, as well as the Burlington County, Camden County (member, special civic part and personal injury) and Philadelphia bars; the New Jersey State Bar Association; and the Counsel on Litigation Management. Ms. Holden has had an experienced and varied insurance defense litigation practice. She has had substantial experience in automobile claims, product liability claims, premises liability claims and medical professional liability claims; as well as toxic tort claims, first party benefit claims and subrogation. Ms. Holden earned her B.S. degree from Mount St. Mary's College, with honors, Dean's list Beta Beta Beta, and her J.D. degree from Rutgers University, Dean's list, Moot Court. She is admitted to practice in Pennsylvania and New Jersey, and before U.S. District Court, District of New Jersey; U.S. Court of Appeals, 2nd and 3rd circuits; U.S. Supreme Court; and U.S. District Court, District of Eastern Pennsylvania. WILLIAM H. PILLSBURY is an attorney at the law firm of Offit Kurman, PA. Mr. Pillsbury practices in the areas of insurance law and commercial litigation. He is a member of the Pennsylvania, New Jersey State and American bar associations. Mr. Pillsbury earned his B.A. degree from Rutgers University and his J.D. degree, magna cum laude, from Temple University. DORY L. SATER is an attorney with Weinstein, Schleifor & Kupersmith, P.C., where he specializes in the area of personal injury actions. His practice includes matters involving motor vehicle accidents, slip/trip and fall incidents, premises liability actions, and insurance bad faith matters. Prior to joining the firm, Mr. Sater gained broad experience in litigating personal injury matters while practicing as an insurance defense attorney. During those years, he successfully represented clients in negotiations, arbitrations and trials. This experience provides him with an advantage in negotiating on behalf of personal injury clients by allowing him to anticipate defense strategies and better prepare cases for successful resolution. Mr. Sater also has experience in immigration and naturalization law. He has represented various individuals seeking political asylum, business visas and employment-based immigration. Mr. Sater is a member of the Pennsylvania and Philadelphia County bar associations. He earned his undergraduate degree in international relations from the University of Scranton in 1996. Mr. Sater earned his law degree from The Dickinson School of Law of the Pennsylvania State University. He is proficient in Arabic and French.
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