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REBECCA A. BOWMAN is the principal of a certified woman-owned business in estate planning, civil engineering, dispute resolution, real estate, legal services, strategic development, and training by Allegheny County, PennDOT, PADGS, PAT, Massachusetts, New York State and New Jersey Transit. Ms. Bowman is experienced in real estate planning and administration, nonprofit support, guardianship and conservatorship, engineering design and forensic analysis, construction/project management, dispute resolution, real estate, small business start-up and employment law. She is a registered professional engineer and a certified arbitrator, mediator and Christian conciliator. Ms. Bowman writes a column for the PE Reporter, "Risky Business," and is an adjunct professor at the Community College of Allegheny County, where she teaches small business startups, and at Penn State, where she teaches CPA education seminars. She is involved with the National Society of Professional Engineers, the American Arbitration Association, the Institute for Christian Conciliation, the National Association of Securities Dealers and the American Bar Association. Ms. Bowman earned her B.S. degree from the University of North Dakota, her M.B.A. degree from Oklahoma University and her J.D. degree from Duquesne University. CHARLES J. GRUDOWSKI is the owner of Grudowski & Thompson, Attorneys at Law, where he focuses his practice on bankruptcy, property and secured transactions. He also has successfully represented individuals in personal injury cases and complex domestic relation matters. Mr. Grudowski is a member of the Allegheny County Bar Association, Western Pennsylvania Bankruptcy Inn of Court and Notary Public (Pennsylvania). He earned his B.S. degree from The Pennsylvania State University and his J.D. degree from the University of Pittsburgh School of Law. CYNTHIA A. KLEIN is a real estate agent with more than 15 years of sales experience. Her extensive sales experience has provided her with the opportunity to become a partner with the Keller Williams Real Estate Agency, where she lists and sells properties, performs comparative market analyses for the agency and consults with potential buyers and sellers regarding the various intricacies of the real estate sale transaction. In addition, Ms. Klein provides extensive consultation services to several real estate investment companies and law firms regarding title abstraction, real estate closings, real estate portfolio management and financing a pending real estate transaction. As part of her consultation duties, she also served as a member of an investment committee where she worked along side other real estate professionals to develop and implement an investment strategy so that the company can maximize its return on its real estate portfolio. Ms. Klein has previously spoken at several continuing education seminars including: "The Essential Title Examination Guide for Pennsylvania Paralegals," "The Paralegal's Role in the Real Estate Transaction in Pennsylvania," and "Taking the Mystery out Title Examination in Pennsylvania." Finally, she is a member of RAMP, the Realtor Association of Metropolitan Pittsburgh. JOSEPH V. LUVARA is a partner in the law firm of Flaherty Luvara Law Group L.L.C. Mr. Luvara focuses his practice in commercial law, real estate law, bankruptcy, and various estate and personal financial property issues such as securities litigation. He earned his B.S. degrees from Marquette University and his J.D. degrees from both Duquesne University Law School and Western State University College of Law. Mr. Luvara has nearly 25 years of experience and is admitted to practice in Pennsylvania and New Jersey, and before the U.S. District Court for the Western District of Pennsylvania, and the U.S. District Court for New Jersey, U.S. Tax Court and the U.S. Supreme Court. JEFFREY T. MORRIS is a partner with the law firm of Morris Jobe & Cook Attorneys at Law, LLC, where he practices in the areas of zoning, construction, business and commercial litigation matters, representing lenders in state, federal and bankruptcy courts, as well as corporate, transactional and construction litigation matters. He is admitted to practice in Pennsylvania and West Virginia. Mr. Morris is a frequent lecturer to the Pennsylvania Bar Institute and the Federal Bar Association on commercial litigation and employment law issues. He is a member of the Pennsylvania, Allegheny (member, Construction Dispute Resolution Group) and American bar associations, and the American Arbitration Association (Commercial Arbitration Panel). Mr. Morris is vice chair of the Bradford-Wood Borough Planning Commission. He earned his B.A. degree, magna cum laude, from the University of Pittsburgh and his J.D. degree, cum laude, from the University of Pittsburgh School of Law.
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