The cost of long-term care can consume a person's assets if a carefully drafted estate plan is not in place. Order today to learn the skills you need to create an estate plan that meets your clients' needs.

1. What to Do When a Spouse is Confronting Health Issues - The Estate Plan
2. Insurance to Fund All or Part of Long-Term Care Costs
3. Ethical Considerations When Representing the Elderly Client
4. Qualifying for Medicaid Long-Term Care Programs
5. Preserving Family Assets When Qualifying for Medicaid

Continuing Education Credits:   

* denotes specialty credits

1. WHAT TO DO WHEN A SPOUSE IS CONFRONTING HEALTH ISSUES – THE ESTATE PLAN
   9:00 - 10:15, Harris J. Resnick
   1. Client Interview
   2. How to Draft the Plan
   3. Asset Titling – Deed, Bank Accounts, and Life Insurance
   4. Changing the Will to Exclude the Disabled Spouse
   5. Durable Power of Attorney – Gift Giving Power
   6. Advanced Directives
   7. Sample Forms and Letters
2. INSURANCE TO FUND ALL OR PART OF LONG-TERM CARE COSTS
   10:30 - 12:00, Rise P. Newman
   1. What is Long-Term Care?
   2. Costs of Care and Funding Sources
   3. Understanding Long-Term Care Insurance Benefits
3. ETHICAL CONSIDERATIONS WHEN REPRESENTING THE ELDERLY CLIENT
   1:00 - 2:00, Harris J. Resnick
   1. Acting Within the Lawyer's Expertise
   2. Avoiding Conflict Between Spouses' Interests
   3. Competency of the Client
   4. Maintaining Due Diligence in Completing Paperwork When Representing the Elderly or Ill Client
4. QUALIFYING FOR MEDICAID LONG-TERM CARE PROGRAMS
   2:15 - 3:15, Jack J. Hetherington
   1. Where Medicare Stops and Medicaid Begins
   2. Overview of the State Medicaid Programs
   3. Categorically vs. Medically Needy
   4. Medical Criteria – Level of Care Required to Become Eligible
   5. Assessing a Client's “Medical Need” and Level of Care for Medicaid Qualification Purposes
   6. Medicaid Planning Techniques
   7. Financial Criteria for Single and Married Applicants
   8. Exemptions for Protecting the Family Home
   9. Qualified Medicare Beneficiaries
5. PRESERVING FAMILY ASSETS WHEN QUALIFYING FOR MEDICAID
   3:15 - 4:30, Jack J. Hetherington
   1. Most Common Medicaid Misconceptions
   2. Implications of Gifts During the Look Back Period
   3. Options for “Spenddown” of Excess Property – Unique Problems Associated With Disposal of Excess Assets
   4. Myths About the "Spenddown" Requirement
   5. Protecting Assets for a Disabled Child
   6. Retroactive Benefits
   7. Estate Recovery

JACK J. HETHERINGTON is a sole practitioner in Chalfont, Pennsylvania, where he concentrates his practice in the areas of elder law, estate planning and Social Security benefit claims. He is an author and panelist on elder law and Social Security programs for the Pennsylvania Bar Institute. Mr. Hetherington is a member of the National Academy of Elder Law Attorneys and is certified by the National Elder Law Foundation in elder law. He also is a member of the National Organization of Social Security Claimants Representatives; the Pennsylvania (member, Elder Law Section) and Bucks County (member, Legal Affairs of Older Persons Committee and chairman, Orphans Court Committee) bar associations; and the Bucks County Estate Planning Council. Mr. Hetherington earned his B.A. degree from the University of Pennsylvania, his J.D. degree from Gonzaga University School of Law, and has completed the American Trial Lawyers Association Advanced College program.

RISE P. NEWMAN has been a sole practitioner since 2004. She concentrates her practice in the areas of estate planning, representation of elderly clients, guardianships, and the administration of trusts and estates. Ms. Newman is a 2000 graduate from Temple University School of Law. She is a member of the American, Pennsylvania, and Philadelphia bar associations and the Philadelphia Estate Planning Council. In 2006, she co-authored the article "How Ethical is Your Compensation" which appeared in the Philadelphia Estate Planning Council Newsletter. Ms. Newman is the co-founder of and continues to co-chair the Philadelphia Bar Association Elder Law Committee's Guardianship Handbook Committee, which has undertaken the drafting of a guardianship reference handbook for attorneys serving as guardian. She has been appointed by the court to represent alleged incapacitated individuals in Philadelphia County and also serves as guardian for several incapacitated persons. Ms. Newman is on the Executive Committee of the Philadelphia Bar Association Probate and Trust Committee and is on the Board of Directors of the Philadelphia Estate Planning Council. She enjoys being a frequent lecturer for NBI and was named a 2010 Rising Star Super Lawyer by Philadelphia Magazine.

HARRIS J. RESNICK is a sole practitioner with Resnick Elder Law. He concentrates his practice in the areas of guardianships and disability planning, end of life legal issues, special needs trusts, Medicaid planning and estate administration. Mr. Resnick teaches Elder Law at Penn State, Abington Campus. He has lectured on elder law topics for the Pennsylvania Bar Institute, Drexel University School of Nurses, Neumann College, and the Montgomery Bar Elder Law Committee. Mr. Resnick is a member of the National Academy of Elder Law Attorneys, the Pennsylvania Bar Association (Elder Law Section, past member governing council), and the Delaware and Montgomery Bar Elder law committees. He earned his B.A. degree, cum laude, from the University of New York at New Paltz and his J.D. degree from Case Western Reserve University in Cleveland, Ohio.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com