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JON M. ADELSTEIN is a partner with Adelstein & Kaliner, LLC, where he represents consumer and business clients in Chapters 7, 11, and 13 bankruptcy proceedings throughout Bucks, Montgomery, and Philadelphia counties in Pennsylvania. With almost 40 years experience in the bankruptcy field, Mr. Adelstein brings a wealth of knowledge to a wide range of challenging financial situations. He has a record of helping and resolving financially challenged clients and is considered one of the most creative lawyers in the area of bankruptcy law. Mr. Adelstein earned his B.S. degree in economics from Wharton School of Business University of Pennsylvania, his J.D. degree from the University of Pennsylvania Law School, and his LLM degree in taxation from New York University. He is a member of the Eastern District of Pennsylvania Bankruptcy Conference and the Bucks County Professional Network. DR. GLENN BROWN is a sole practitioner at Real World Law, PC, with offices in Wilmington, Delaware and Upper Darby, Pennsylvania. He practices in the areas of real estate, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, small business bankruptcy, probates, wills and estate planning, serious personal injury, medical malpractice, civil litigation, business startup and organization, contracts review, commercial transactions, limited liability company formation, partnerships, s-corporations, non-profit entities and real estate transactions. Dr. Brown earned his A.B. degree from Harvard University, his M.B.A. degree from the University of Pennsylvania Wharton School of Business, his D.M.D. degree from the University of Pennsylvania School of Dental Medicine and his J.D. degree from Temple University Beasley School of Law in Philadelphia, Pennsylvania. He is admitted to the Pennsylvania Bar Association, the U.S. Court of Appeals for the 3rd Circuit, the Bar of the Eastern District of Pennsylvania Court, the New Jersey State Bar Association, the New Jersey District Court, the District of Columbia Bar, the Delaware State Bar Association, the Delaware District Court and the Bar of the Supreme Court of the United States. KENNETH F. CAROBUS is a member of the Philadelphia law firm of Morris & Adelman, P.C., where he concentrates his practice in the areas of commercial law, collection law and creditors' rights law in bankruptcy. Mr. Carobus is a frequent lecturer on collection matters, bankruptcy and the FDCPA. He is the author of Debt Collection in Pennsylvania. Mr. Carobus earned his B.S. degree from Loyola University, his J.D. degree from Georgetown University and his LL.M. degree from Temple University. He is a member of the Philadelphia and Pennsylvania bar associations, and the American Bankruptcy Institute. STEVEN K. EISENBERG is the managing attorney and shareholder of Stern & Eisenberg, PC, which concentrates its practice on foreclosure, bankruptcy, ejectment, business, real estate and estate matters. Mr. Eisenberg oversees the mortgage foreclosure and bankruptcy practices, representing national and local lenders throughout the Commonwealth of Pennsylvania and the State of New Jersey. He is a member of the Pennsylvania, the New Jersey State and the American (member, Real Property Section) bar associations, the National Association of Chapter 13 Trustees (associate member), the Mortgage Bankers Association, and the American Legal & Financial Network. Mr. Eisenberg earned his B.A. degree from Cornell University and his M.B.A. and J.D. degrees from Temple University. MICHAEL KALINER is a partner with the law firm of Adelstein & Kaliner, LLC, where he concentrates his practice in the area of bankruptcy law; the representation of Chapter 7, 11 and 13 debtors; institutional and private creditors and creditors committees; as well as representing Chapter 7 and 11 trustees. Mr. Kaliner is on the panel of Chapter 7 trustees in the U.S. Bankruptcy Court for the Eastern District of Pennsylvania, for which he also is an approved mediator and has served as a Chapter 11 Disbursing Agent and Examiner. He has represented clients before the U.S. Court of Appeals for the 3rd Circuit; the U.S. District Court for the Eastern District of Pennsylvania; the Pennsylvania Superior and Commonwealth Courts; the Courts of Common Pleas; and the U.S. Bankruptcy Court for the Eastern District of Pennsylvania. Mr. Kaliner earned his J.D. degree from the Ohio Northern University School of Law, where he served as associate editor for the Law Review. SHAWN J. LAU is principal of the law firm of Lau & Associates, P.C., where he practices in the areas of bankruptcy, real estate law, banking law, construction law, debtor-creditor law and corporate law. Mr. Lau is a member of the Berks County (past president, Bankruptcy Law Section and member), Pennsylvania and New Jersey State bar associations; the International Law Society; the Corporate Law Society; and the Eastern and Middle Districts of Pennsylvania Bankruptcy Conference. He earned his B.A. degree from Cornell University and his J.D. degree from Villanova University School of Law. ROBERT J. LOHR II is a partner with the law firm of Lohr & Hauber, Ltd., where he practices in the areas of bankruptcy, commercial litigation and business formations/dissolutions. Mr. Lohr earned his undergraduate degree from Bridgeport Engineering Institute and his J.D. degree from Widener University School of Law. His bankruptcy practice has included representation of debtors in Chapters 7 and 13 and creditors in Chapters 7, 11 and 13. Mr. Lohr has made numerous bankruptcy presentations in Pennsylvania to attorneys and lay people, most recently on the topic of the interplay between bankruptcy and foreclosure. He is admitted to practice in Pennsylvania and New Jersey, and is a member of the Chester County Bar Association, Stively Inn of Court and the American Bankruptcy Institute. PATRICIA MAYER is a shareholder in the firm of Belknap & Mayer, PC, where she practices in the areas of consumer bankruptcy, small business Chapter 11 cases, family law and wills and estates. She is admitted to the Pennsylvania Supreme Court; the New Jersey Supreme Court, the District Court of New Jersey; the District Court of Pennsylvania, Eastern District; the 3rd Circuit Court of Appeal; the U.S. Tax Court; and the U.S. Supreme Court. Ms. Mayer is a member of the National Association of Consumer Bankruptcy Attorneys and the Steering Committee for the Eastern District of Pennsylvania Bankruptcy Conference. She earned her B.A. degree, magna cum laude, from DeSales University and her J.D. degree from Temple University, where she earned the Barrister's Award for Excellence in Trial Advocacy.
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