The cost of long-term care can consume a person's assets if a carefully drafted estate plan is not in place. Order today to learn the skills you need to create an estate plan that meets your clients' needs.

1. What to Do When a Spouse is Confronting Health Issues - The Estate Plan
2. How to Protect an Elderly Client's Assets
3. Ethical Considerations When Representing the Elderly Client
4. Qualifying for Medicaid Long-Term Care Programs
5. Preserving Family Assets When Qualifying for Medicaid

1. WHAT TO DO WHEN A SPOUSE IS CONFRONTING HEALTH ISSUES – THE ESTATE PLAN
   9:00 - 10:15, Donald H. Chapin
   1. Client Interview
   2. How to Draft the Plan
   3. Asset Titling – Deed, Bank Accounts, and Life Insurance
   4. Changing the Will to Exclude the Disabled Spouse
   5. Durable Power of Attorney – Gift Giving Power
   6. Advanced Directives
   7. Sample Forms and Letters
2. HOW TO PROTECT AN ELDERLY CLIENT'S ASSETS
   10:30 - 11:45, Donald H. Chapin
   1. Drafting the Irrevocable Trust
   2. Impact of Medicaid Issues in Drafting Trusts
   3. Life Estate Deed With/Without Powers of Sale
   4. Using Annuities, Life Insurance and Retirement Accounts in the Estate Plan
   5. Revocable vs. Irrevocable Life Estates – Current Gifting Guidelines
   6. Income Tax Traps With Gifts
   7. Avoiding the Pitfalls of Guardianships
3. ETHICAL CONSIDERATIONS WHEN REPRESENTING THE ELDERLY CLIENT
   12:45 - 1:45, Timothy P. Jarvis
   1. Acting Within the Lawyer's Expertise
   2. Avoiding Conflict Between Spouses' Interests
   3. Competency of the Client
   4. Maintaining Due Diligence in Completing Paperwork When Representing the Elderly or Ill Client
4. QUALIFYING FOR MEDICAID LONG-TERM CARE PROGRAMS
   1:45 - 3:15, Timothy P. Jarvis
   1. Where Medicare Stops and Medicaid Begins
   2. Overview of the State Medicaid Programs
   3. Categorically vs. Medically Needy
   4. Medical Criteria – Level of Care Required to Become Eligible
   5. Assessing a Client's “Medical Need” and Level of Care for Medicaid Qualification Purposes
   6. Medicaid Planning Techniques
   7. Financial Criteria for Single and Married Applicants
   8. Exemptions for Protecting the Family Home
   9. Qualified Medicare Beneficiaries
5. PRESERVING FAMILY ASSETS WHEN QUALIFYING FOR MEDICAID
   3:30 - 4:30, Timothy P. Jarvis
   1. Most Common Medicaid Misconceptions
   2. Implications of Gifts During the Look Back Period
   3. Options for “Spenddown” of Excess Property – Unique Problems Associated With Disposal of Excess Assets
   4. Myths About the "Spenddown" Requirement
   5. Protecting Assets for a Disabled Child
   6. Retroactive Benefits
   7. Estate Recovery

DONALD H. CHAPIN is the president of National Eligibility Solutions, Inc. Mr. Chapin holds the designation of Certified Elder Law Attorney through the National Elder Law Foundation. He speaks before groups of all ages and occupations about the issues of aging in America. With real case histories and examples of how the system works, Mr. Chapin explores the complexities of income balancing, Medicare D plans, Medicaid, nursing homes, elder abuse and end-of-life issues. He has a B.S. degree in mechanical engineering from Cornell University. He spent more than 20 years as an international business executive in the food and pharmaceutical industries. Mr. Chapin matriculated at Thomas M. Cooley Law School in Lansing, Michigan, and graduated from Windsor Law School. After several years as a trial lawyer, he began representing seniors in the field of elder law.

TIMOTHY P. JARVIS is the principal of the Jarvis Law Office, LLC, in Lancaster. Mr. Jarvis focuses his practice on elder law and estate planning. In addition to being an attorney, he is a certified financial planner. Mr. Jarvis was previously an adjunct professor at Xavier University, where he taught investment classes in the Certified Financial Planner program. He is a member of the National Academy of Elder Law Attorneys, the Life Care Planning Law Firms Association and the Ohio State Bar Association. Mr. Jarvis earned his B.B.A. degree from Ohio University and his J.D. degree from the Salmon P. Chase College of Law, Northern Kentucky University.

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