Winning a judgment against a bad debt doesn't necessarily mean cash in hand. Do you have a firm grasp of the procedures for legally collecting that debt? Are your recovery actions in compliance with the strict guidelines governing collection? Don't rush in unprepared. Maximize your chances for recovery with the practical steps provided in this strategic instruction. Order today!

1. Fair Debt Collection Practices Act - What You Need to Know
2. Other Consumer Protections
3. Locating Assets After the Judgment
4. Collecting the Judgment - Methods That Work
5. Bankruptcy's Implications on Collection Practices
6. Ethics

1. Fair Debt Collection Practices Act - What You Need to Know
   9:00 - 10:00, Emily Honsa Hicks
   1. Persons and Transactions Covered
   2. Covered Communications
   3. How to Comply With the Act
      1. False, Deceptive and Misleading Representations Prohibited
      2. Unfair or Unconscionable Collection
      3. Verification of a Debt
      4. Furnishing Deceptive Forms
      5. “Mini-Miranda” Warning
      6. Mandated Disclosures Written for the “Least Sophisticated Consumer”
      7. Recent Developments
   4. Prohibited Conduct
   5. Enforcement
   6. State FDCPA Regulations
2. Other Consumer Protections
   10:00 - 10:45, Emily Honsa Hicks
   1. Consumer Credit Protection Act
   2. Truth in Lending Act
   3. Fair Credit Reporting Act
   4. Equal Credit Opportunity Act
   5. Financial Services Regulatory Relief Act of 2006
   6. State Laws
3. Locating Assets After the Judgment
   11:00 - 12:00, Melissa A. Jones
   1. Informal Discovery
   2. Asset Information Available Publicly
      1. Motor Vehicle Records
      2. Financial Institution Records
      3. Real Estate Records
      4. Credit Bureau Reports
   3. Utilizing Valuable Internet Resources
   4. Using Investigators
   5. Using Supplemental Examinations for Asset Discovery
   6. Court Intervention and Assistance in Forcing Asset Disclosure
   7. Using Motions to Complete the Debtor's Compliance With Post-Judgment Discovery Requests
4. Collecting the Judgment – Methods That Work
   1:00 - 2:15, Melissa A. Jones
   1. Preference Payment Basics
   2. Wage and Bank Garnishments
   3. Property Execution
      1. Real Property
      2. Personal Property
   4. Dealing With Exemption Claims by the Debtor
   5. Receiverships
   6. Reaching Reasonable Settlements
   7. Installment and Lump Sum Payments
   8. Out of State Collections Strategies
   9. Turnover or Assignment Orders
   10. Disclosure Hearings
   11. Attachments
5. Bankruptcy's Implications on Collection Practices
   2:15 - 3:15, Glenn E. Forbes
   1. Steps to Take in the Event of Bankruptcy
   2. How to Deal with the Automatic Stay
   3. Protecting Your Claim in Bankruptcy
   4. Dealing with Avoidance Actions
   5. Discharge and Dischargeability of Debts
6. Ethics
   3:30 - 4:30, Glenn E. Forbes
   1. Fees
   2. Candor with the Tribunal
   3. Dealing with Unrepresented Persons
   4. Unauthorized Practice of Law
   5. Harassment

GLENN E. FORBES is a partner at the law firm of Cooper & Forbes in Painesville, Ohio. Mr. Forbes has been practicing bankruptcy law for 30 years. He has taught bankruptcy law to paralegal students at Lake Erie College and Lakeland Community College, as well as lectured to lawyers and other professionals in continuing education seminars. He earned his B.A. degree from the College of Wooster and his J.D. degree from Case Western Reserve University. Mr. Forbes is a member of the Lake County, Ohio State and American bar associations.

EMILY HONSA HICKS is an attorney in the Cleveland office of Weltman, Weinberg & Reis Co., L.P.A. and practices in the firm's real estate default group. Ms. Hicks is a member of the American, Cleveland and Ohio State bar associations, and is licensed to practice in Ohio Supreme Court and the U.S. Northern District of Ohio. She earned her B.A. degree from Hiram College and her J.D. degree from Cleveland-Marshall College of Law, Cleveland State University.

MELISSA A. JONES is an attorney with the Cleveland law firm of Frantz Ward LLP, where her practice focuses on creditors' rights and collections law. Ms. Jones has extensive experience in all phases of commercial debt collection and judgment execution, including drafting credit agreements, perfecting and enforcing security interests and lien rights, negotiating effective payment plans, litigating debt, obtaining judgments, filing and foreclosing judgment liens and locating, seizing and garnishing assets. She also represents manufacturers, suppliers, subcontractors, contractors and owners in construction collection disputes, including mechanic's lien claims, public work attested account claims and performance and payment bond claims. Ms. Jones routinely advises clients on all aspects of lien protection, preservation and enforcement procedures, and is experienced in prosecuting and defending lien foreclosure proceedings. She is a member of the Ohio State, Cleveland Metropolitan, Akron and American bar associations. Ms. Jones earned her B.A. degree from The Ohio State University and her J.D. degree from Cleveland-Marshall College of Law.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com