The cost of long-term care can consume a person's assets if a carefully drafted estate plan is not in place. Order today to learn the skills you need to create an estate plan that meets your clients' needs.

1. How to Pay for Long-Term Care
2. Long-Term Care Insurance
3. Medicaid Home Care Program
4. Medicaid Nursing Home Benefits
5. What to do When a Spouse is Confronting Health Issues
6. Qualifying a Client for Medicaid
7. Use of Trusts, Annuities and Outright Gifts to Protect Assets
8. Protecting the Family Home
9. Ethical Considerations When Representing the Elderly Client

Continuing Education Credits:   

* denotes specialty credits

1. HOW TO PAY FOR LONG-TERM CARE
   9:00 - 9:15, Ronald Fatoullah
1. Private Pay
2. Long-Term Care Insurance
3. Medicare
4. Medicaid
2. LONG-TERM CARE INSURANCE
   9:15 - 10:00, Ronald Fatoullah
1. What is Long-Term Care Insurance?
2. Understanding Long-Term Care Insurance Options
3. The New York State Long-Term Care Partnership Policy
4. New Partnership Policy Provisions of the Deficit Reduction Act of 2005 ("DRA")
3. MEDICAID HOME CARE PROGRAM
   10:00 - 10:20, Ronald Fatoullah
1. Exempt Assets
2. Treatment of Assets and Income
3. Pooled Income Trust
4. MEDICAID NURSING HOME BENEFITS
   10:35 - 11:45, Ronald Fatoullah
1. Asset and Income Levels
2. Eligibility Rule Prior to the DRA
3. The Three and Five Year Look-Back
4. Calculating the Penalty Period Before and After the DRA
5. Exempt Transfers
5. WHAT TO DO WHEN A SPOUSE IS CONFRONTING HEALTH ISSUES
   11:45 - 12:30, Ronald Fatoullah
1. Asset Titling - Deed, Bank Accounts, and Life Insurance
2. Changing the Will and Trust to Exclude the Disabled Spouse
3. Durable Powers of Attorney - Gift Giving and Other Needed Powers
4. Advanced Directives - Healthcare Proxies and Living Wills
5. Avoiding the Pitfalls of Guardianships
6. Spousal Refusals and Spousal Lawsuits
6. QUALIFYING A CLIENT FOR MEDICAID
   1:30 - 2:00, Marc Alhonte
1. The Medicaid Interview
1. What to Ask
2. Defining the Goals of the Client
2. Medicaid Need Criteria
3. Economic Need Criteria
7. USE OF TRUSTS, ANNUITIES AND OUTRIGHT GIFTS TO PROTECT ASSETS
   2:00 - 3:00 Marc Alhonte
1. Drafting the Irrevocable Trust
2. Impact of Medicaid Issues in Drafting Trusts
3. Revocable vs. Irrevocable Life Estate - Current Gifting Guidelines
4. Gift Tax Issues
5. Protecting Assets for a Disabled Child
8. PROTECTING THE FAMILY HOME
   3:15 -4:00, Marc Alhonte
1. $500,000 Home Equity Limitation Under the DRA
2. Transferring the Home Subject to a Life Estate
3. Transferring the Home to an Irrevocable Trust
4. Estate Recovery
9. ETHICAL CONSIDERATIONS WHEN REPRESENTING THE ELDERLY CLIENT
   4:00 -4:30, Marc Alhonte
1. Acting Within the Lawyer's Expertise
2. Avoiding Conflict Between Spouses' Interests
3. Competency of the Client
4. Maintaining Due Diligence in Completing Paperwork When Representing the Elderly or Ill Client

MARC ALHONTE is of counsel to the law firm of Karol Hausman & Sosnik, P.C., where his main area of practice is elder law, in addition to estate planning. He frequently lectures to various professional groups on his areas of expertise and has spoken previously for National Business Institute. Mr. Alhonte earned his B.A. and J.D. degrees from the University of Buffalo, and his M.A. degree from the University of Santa Monica. He is a member of the American Association of Retired Persons (AARP) referrals list for elder law, the Queen County Bar Association and the New York State Bar Association.

RONALD FATOULLAH is the principal of the Great Neck based law firm of Ronald Fatoullah & Associates, where he practices in the areas of elder law, estate planning, Medicaid planning, trusts, wills, guardianships and estate administration. He is certified by the National Elder Law Foundation as an elder law attorney. Mr. Fatoullah writes a column for the New York State Bar Association's elder law committee's newsletter and has been quoted numerous times in Newsday, The New York Times and The Wall Street Journal. He is a fellow of the National Academy of Elder Law Attorneys and is a former member of its Board of Directors. Mr. Fatoullah also serves on the executive committee of the Elder Law Section of the New York State Bar Association. He is the immediate past chair of the Alzheimer's Association Legal Committee, Long Island Chapter. Mr. Fatoullah earned his B.A. degree, summa cum laude, from the State University of New York at Buffalo and his J.D. degree from St. John's University School of Law.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com