Even though they have tried multiple collection efforts, your clients still haven't been paid a debt they're owed. That's when they turn to you for help. However, debt collection today is nothing like it was in the past, and smart professionals know they tread a fine line. How can you get the money owed, while staying in compliance with the Fair Debt Collection Practices Act? We know – and can show you how. Order today!

1. Pre-Suit Collection Strategies
2. The Fair Debt Collection Practices Act
3. Filing the Lawsuit - Developing Definitive Strategies
4. Collecting the Judgment
5. The Impact of Bankruptcy on Collections
6. Avoiding Ethical Tangles in Collections

1. PRE-SUIT COLLECTION STRATEGIES
   9:00 - 10:00, Conor M. Brownell and Andrew B. Howard
1. How to Decide Whether to Pursue Collection
2. Preventative Collection - Collecting Without Filing a Lawsuit
3. Designing a Collections System
4. How to Discover Assets - Finding Property From Which to Collect
2. THE FAIR DEBT COLLECTION PRACTICES ACT
   10:00 - 11:00, Andrew B. Howard
1. Statutory Background and Preemption
2. Scope of the FDCPA
3. Understanding the Actions Permitted or Restricted by the Act
4. Liability and Defenses
3. FILING THE LAWSUIT - DEVELOPING DEFINITIVE STRATEGIES
   11:15 - 12:00, Andrew B. Howard
1. Knowing the Debtor
2. How to Effectively Get the Debtor's Attention
3. Avoiding Counterclaims
4. Obtaining Judgment
4. COLLECTING THE JUDGMENT
   1:00 - 2:15, Conor M. Brownell
1. Use of Judgment Liens on Real Property
2. Use of Judgment Liens on Personal Property
3. Self-Help Repossession
4. Writs of Execution, Seize and Sale by Sheriff, Creditor Priority
5. Wage Garnishment
6. Attachments
7. Exemptions by Debtor
8. Fraudulent Conveyances
5. THE IMPACT OF BANKRUPTCY ON COLLECTIONS
   2:30 - 3:30, Richard Croak
1. Steps to Take When a Debtor Files Bankruptcy
2. Chapter 7 – Liquidation, Automatic Stay, Dischargeability
3. Chapter 13 – Reorganization, Automatic Stay, Dischargeability
4. Means Testing and "Abusive Filing"
5. Exemption Planning
6. 707(a) and 707(b) Dismissal
6. AVOIDING ETHICAL TANGLES IN COLLECTIONS
   3:30 - 4:30, Conor M. Brownell
1. Eliminating Ethical Problems From Your Practice
2. Zealous Representation or Vexatious Practices
3. Lawyer Liability
4. Attorneys' Fees

CONOR M. BROWNELL is an attorney in the Albany law firm of Ganz Wolkenbreit & Friedman, LLP. Mr. Brownell focuses his practice on collections and commercial litigation. He is a member of the New York State and Albany County bar associations. Mr. Brownell earned his B.S. degree from Cornell University and his J.D. degree from Case Western Reserve University.

RICHARD CROAK is an attorney in Albany who focuses his practice on bankruptcy law. Mr. Croak has worked for the U.S. Department of Justice and the state of New York. He managed the office of the United States Trustee in Utica, New York for six years. Mr. Croak has been involved in many of the largest and most complex bankruptcy cases in the Northern District of New York. He is board-certified as a bankruptcy specialist by the American Board of Certification in both business and consumer bankruptcy. Mr. Croak is a member of the New York State and Federal bar associations, the American Bankruptcy Institute, and the National Association of Consumer Bankruptcy Attorneys. He earned his B.A. degree from the State University of New York and his J.D. degree from Brooklyn Law School.

ANDREW B. HOWARD is a shareholder in the Hudson law firm of Freeman Howard, P.C.. Mr. Howard has been an attorney for more than 14 years with a practice centered on land use planning, municipal law and civil litigation, including collections. He has lectured before the American Banking Institute and local business organizations. Mr. Howard is a member of the New York State and Columbia County bar associations. He earned his B.A. degree, cum laude, from St. Lawrence University and his J.D. degree, cum laude, from Albany Law School.

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Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com