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1. The Law of Real Estate Titles
2. The Process of Title Examination
3. Ethical Considerations
4. Preparing the Title Opinion and Issues in Title Insurance
5. Transfer of Title

1. THE LAW OF REAL ESTATE TITLES
   9:00 - 10:00, Daniel D. Muller Jr.
   1. The Background of Real Estate Titles
   2. Current Issues in Conveyancing Practice
   3. Typical and Atypical Liens and Encumbrances
2. THE PROCESS OF TITLE EXAMINATION
   10:00 - 10:30 and 10:45 - 11:45, Daniel D. Muller Jr.
   1. Forms, Practice Pointers and Procedures
   2. Finding and Resolving Issues Through Examination of the Records
      1. Defects in Execution
      2. Homestead and Statutory Rights
      3. Heir's Deeds
      4. Missing or Incorrect Elements in Documents
      5. Old Roads and Old Subdivisions
   3. Examination of the Abstract of Title
3. ETHICAL CONSIDERATIONS
   12:45 - 1:45, Phillip J. Stiles
   1. Attorneys' Fees
   2. Conflicts of Interest
   3. Multiple Representation
   4. Disclosure of Defects in Property
4. PREPARING THE TITLE OPINION AND ISSUES IN TITLE INSURANCE
   1:45 - 2:30 and 2:45 - 3:45, Marie N. Sapienza
   1. Organizing and Analyzing Information
   2. What is Marketable Title?
   3. Introduction to Title Insurance
   4. Drafting and Negotiating Title Insurance Policies
   5. The New ALTA Owner's and Lender's Title Insurance Policies
   6. Availability of Expanded Coverage Policies Provided by ALTA
   7. The Role of the State
   8. Governmental Control
5. TRANSFER OF TITLE
   3:45 - 4:30, Phillip J. Stiles
   1. Voluntary Transfers
      1. Legal Requirements for an Effective Conveyance
      2. Types of Deeds
   2. Involuntary Transfers
      1. Foreclosures of Mortgages or Deeds of Trusts
      2. Mechanics' Lien Foreclosures
      3. Foreclosures of Tax and Other Liens
      4. Adverse Possession
      5. Condemnation
      6. Reversion of Title
      7. Forfeitures of Title
   3. Private Covenants and Restrictions

DANIEL D. MULLER JR. is an attorney in the Manchester law firm of Cronin & Bisson, P.C., where he maintains a diverse civil practice including civil litigation, real estate law, land use, condominium development and management and labor law. Mr. Muller joined the firm in 2007, after practicing in the City of Manchester Solicitor's Office for more than ten years. While at the Solicitor's Office, he counseled the city's land use planning boards and assisted in labor relations and litigating contract disputes. Mr. Muller earned his B.A. degree from the University of New Hampshire and his J.D. degree from Tulane University. He is an active member of the New Hampshire Bar Association and the Manchester Bar Association.

MARIE N. SAPIENZA is an attorney with the Law Office of Marie N. Sapienza, Esq. She is a May 2005 graduate of Franklin Pierce Law Center and is admitted to practice law in both New Hampshire and Florida. Since 2003, she has conducted hundreds of commercial and residential real estate transactions for law offices and title companies. Her general practice law office opened in November 2006 and serves the areas of real estate, family law, wills and trusts, consumer law, business contracts, civil disputes and personal injury. She has also served on the Legislative and Ethics Committee of the New Hampshire Mortgage Bankers and Brokers Association and is currently in her fourth term in the New Hampshire House of Representatives.

PHILLIP J. STILES is a member of TitlePro, LLC, located in Alton, New Hampshire, where he focuses on real estate matters. TitlePro, LLC is a title company providing statewide title and settlement services in New Hampshire and Maine. Mr. Stiles earned his B.A. degree from the University of Rhode Island and his J.D. degree from the University of Maine School of Law. He is a former chair and a member of the NHBA's Real Property Law Section and the Title Standards Review Committee. Mr. Stiles has formerly been certified as an instructor at the New Hampshire Real Estate Commission. He has also been an instructor in the paralegal program at the University of New Hampshire.

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