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JOHN S. FOSTER is the president of the law firm of Zimney Foster P.C. in Grand Forks, where his practice is devoted to banking law, commercial transactions and creditors' rights in bankruptcy. He earned his B.A. degree, cum laude, from the University of Wisconsin and his J.D. degree, with distinction , from the University of North Dakota School of Law. Mr. Foster also is special assistant attorney general for North Dakota Mill & Elevator Association, and a former assistant states attorney for Grand Forks County. He is an adjunct faculty member at the University of North Dakota School of Law, where he teaches debtor/creditor law, bankruptcy law, commercial paper and advanced commercial transactions; and has lectured on Uniform Commercial Code, bankruptcy and creditors' rights issues for lawyer and bankers associations. Mr. Foster also serves as faculty on the Dakota School of Banking sponsored by North Dakota Bankers Association. He is the recipient of the American Jurisprudence Award for Excellence in Commercial Transactions; a recipient of the Supreme Court Justice Nels Johnson for Achievement in the Study of Secured Transactions; and is listed in The Best Lawyers In America and Chambers USA: America's Leading Business Lawyers. Mr. Foster also has served as a director of a national bank. He is the author of four textbooks, Debtor/Creditor Law, Bankruptcy, Commercial Paper & Payment Systems, and Advanced Commercial Transactions (Barnes & Noble UND publishing); and has been published in the North Dakota Law Review. Mr. Foster also has written numerous seminar texts on topics such as UCC Revised Article 9, workout agreements, check fraud, bankruptcy, agricultural liens, personal guaranty law, judgment collection, foreclosure issues, prejudgment remedies and commercial loan documentation. MICHAEL GUST is an associate with Anderson, Botrell, Sanden & Thompson, where he practices in the areas of bankruptcy, banking, business, collections, commercial transactions and litigation, and debtor/creditor law. He earned his B.S. degree from North Dakota State University and his J.D. degree, with distinction, from the University of North Dakota School of Law. Mr. Gust currently is licensed to practice law in Minnesota. He is an adjunct professor at the University of Mary in Fargo, North Dakota, for the M.B.A. program; and is on the ad hoc committee on local bankruptcy rules in North Dakota. TRACY KENNEDY is a shareholder and director of the law firm of Zimney Foster P.C. in Grand Forks, where her practice is devoted to banking law, commercial and business law, creditors' rights, and agricultural lending and credit transactions. She is an adjunct faculty member at the University of North Dakota School of Law, where she is teaching UCC Article 9 Secured Transactions. Ms. Kennedy co-wrote, with John Foster, a UCC Article 9 textbook (Barnes & Noble UND publishing). She has presented seminars to various legal and lending organizations in commercial topics, such as loan documentation, UCC, loan workouts, agricultural liens, collection law, foreclosures and bankruptcy. Ms. Kennedy served as president of the Grand Forks County Bar Association from 2004 to 2005. She earned her B.A. degree from Minot State University and her J.D. degree from the University of North Dakota School of Law. Ms. Kennedy served as an associate editor of the North Dakota Law Review. She is currently listed in Chambers USA and Best Lawyers of America for 2012. She practices in North Dakota and Minnesota state courts, and before the U.S. District Court for the state of North Dakota and the U.S. Court of Appeals for the Eighth Circuit. CAREN STANLEY is an attorney with Vogel Law Firm, where her areas of concentration include business and commercial litigation, employment litigation and counseling, bankruptcy creditor, debtor and collection, foreclosures and evictions. She earned her undergraduate degree from Carleton College and her J.D. degree, magna cum laude, from Hamline University School of Law. Ms. Stanley is admitted to practice in Minnesota, North Dakota and South Dakota, and before the U.S. District Court of Minnesota and North Dakota, and the U.S. Court of Appeals - Eighth Circuit. She is a member of the Minnesota State Bar Association, Cass County Bar Association, State Bar Association of North Dakota and American Bankruptcy Institute.
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