Overwhelmed by the intimidating amount of details involved in real estate transactions? Concerned that hidden issues may arise? This practical review will teach you everything you need to know about real estate titles - from how to conduct a reliable title search to overcoming encumbrances such as liens, easements and condemnations. Learn to use insurance to protect against title defects and effectively take action if title insurance litigation arises from your real estate deal. Order today!

1. The Anatomy of a Real Estate Title
2. Title Insurance - A Comprehensive Look into the World of Title Insurance Today
3. Ethical Considerations
4. Confidently Handling Title Insurance Claims and Litigation

1. THE ANATOMY OF A REAL ESTATE TITLE
   9:00 - 11:00, Robert A. Spence Jr.
   1. Conducting a Title Search - Where to Look and What to Look For
      1. Court Decrees
      2. Probate
      3. Mortgage Foreclosures
   2. Understanding the Liens That Can Affect the Title
      1. Municipal Liens and Tax Sales
      2. Mortgages, Deeds of Trust and Financing Liens
      3. Federal and State Tax Liens
      4. Judgment or Property Tax Liens
      5. Liens Imposed as a Result of Environmental Laws
   3. What to Look for in Surveys, Descriptions and Plats
   4. Analyzing Easements, Restrictions, Rights of Way, Condemnations
   5. Addressing Authority/Capacity Issues (Validity of Record Title Instruments)
      1. Partnerships, Corporations, Limited Liability Entities
      2. Minors
      3. Trusts
      4. Powers of Attorney
      5. Formalities (Notary, Author, Value Affidavit Blocks)
2. TITLE INSURANCE - A COMPREHENSIVE LOOK INTO THE WORLD OF TITLE INSURANCE TODAY
   11:15 - 12:15 and 1:15 - 2:00, Tabatha L. Cruden
   1. Basic Principles of Title Insurance
   2. Coverage Provided in Owner and Loan Policies
   3. Examination of the Title Policy Conditions and Exclusion
   4. How to Work With the Title Insurance Company on Special Issues
      1. Additional Coverage and Standard Endorsements
      2. Special Endorsements
      3. Satisfying and Deleting Exceptions
   5. Review of ALTA 2006 Policy Forms and Changes
   6. Current Issues of Concern in the Title Industry in North Carolina
3. ETHICAL CONSIDERATIONS
   2:00 - 3:00, Jeffrey A. Benson
   1. Calculating Attorneys' Fees
   2. Unauthorized Practice/Paraprofessionals
   3. Avoiding Conflicts of Interest - Multiple Representation
   4. What You Should Know About Solicitation/Advertising Issues
   5. Disclosure of Defects in Property - Your Obligations
   6. Escrow, Closing and Post Closing Procedures
4. CONFIDENTLY HANDLING TITLE INSURANCE CLAIMS AND LITIGATION
   3:15 - 4:30, Alan D. McInnes
   1. How to Submit a Claim
   2. Ways to Deny a Claim
   3. Steps to Follow When Trying the Lawsuit
   4. Current Developments in Title Insurance Litigation

JEFFREY A. BENSON is a partner of the Raleigh firm of Kilpatrick Stockton LLP, where he practices in the areas of real estate, zoning, and planning and land use. He earned his B.A. degree, cum laude, from Middlebury College; his M.A. degree from Terry Sanford Institute of Public Policy, Duke University; and his J.D. degree, with honors, from Duke University School of Law. Mr. Benson is a member of the Wake County and North Carolina bar associations.

TABATHA L. CRUDEN is the commercial counsel for First American Title Insurance Corporation. Ms. Cruden was in private real estate practice for more than seven years on the Outer Banks and in Raleigh prior to entering the title insurance industry in 2001. She is licensed to practice law in the state of North Carolina, and is a member of the Real Property sections of the Wake County and North Carolina bar associations, the Triangle Chapter of the National Association of Industrial and Office Properties (NAIOP) and Urban Land Institute (ULI). Ms. Cruden currently serves as president of the executive council of the North Carolina Land Title Association (NCLTA) and past president of the Triangle Chapter of Commercial Real Estate Women (TCREW). She earned her undergraduate degree from Wheaton College and her law degree from Campbell University.

ALAN D. McINNES is a partner with Kilpatrick Stockton LLP, where he practices in the areas of litigation, construction and bankruptcy. He earned his B.A. degree, cum laude, from Duke University and his J.D. degree, with honors, from the University of North Carolina at Chapel Hill School of Law. Mr. McInnes is a member of the American, North Carolina and Wake County bar associations.

ROBERT A. SPENCE JR. is an attorney at Spence & Spence, P.A. He is a board-certified specialist in real property law: residential transactions. Mr. Spence concentrates his practice in civil, business and real property litigation, local government law, and real property transactions. He earned his A.B. degree from Wesleyan University and his J.D. degree from the University of North Carolina. Mr. Spence is a former president of the Johnston County Bar Association, former president-elect of the 11th Judicial District Bar and former counselor for the North Carolina State Ba,r representing the 11th Judicial District for 11 years. He has been a member of the North Carolina State Bar Executive Ethics Committee, Grievance Committee, New Issues Committee, Executive Committee and the Authorize Practice Committee. Mr. Spence is a former board member of the North Carolina Farm Workers Legal Services and a former board member of the East Central Community Legal Services.

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