Ensuring marketable title has never been more important than in today's real estate market. Make sure you're prepared for any complications with a solid foundation of title law knowledge. This how-to instruction walks you through the title examination process step by step with example documentation – from the mechanics of the title search to curing defects to drafting the title commitment. Don't miss this opportunity to build your skills. Order today!

1. Conducting the Title Search and Examination
2. What to Look for in Surveys, Descriptions and Plats
3. Drafting and Issuing a Title Commitment
4. Title Insurance Endorsements and Exceptions
5. Curing Title Defects During Foreclosure
6. Ethical Considerations

1. Conducting the Title Search and Examination
   9:00 - 10:30, G. K. Mihalyka
   1. The Mechanics of Running the Chain of Title: Public Record Search, Title Plants, Etc.
   2. Title Examination: Recognizing Defects
      1. Reviewing the Title Search
      2. What to Look for in Court Decrees
      3. Probate
      4. Foreclosure Under Deeds of Trust
      5. Mechanics' Liens
      6. Local and State Government Liens
      7. Property Tax Liens
      8. Federal Tax Liens and Federal Judgments
      9. Private Party Liens
      10. Issues on Authority
          
2. What to Look for in Surveys, Descriptions and Plats
   10:45 - 11:30, Danny L. Crotwell
   1. Different Intended Uses, Different Reviews
   2. Easements and Their Potential Impact on Title
   3. Boundaries and Surveys: Differences Between ALTA/ACSM Land Title Surveys, Boundary Surveys and Building Location Surveys
   4. Reading Legal Descriptions of Property – Potential Pitfalls
      
3. Drafting and Issuing a Title Commitment
   11:30 - 12:00, Danny L. Crotwell
   1. Schedule A
   2. Schedule B-1: Requirements of the Title Insurer
   3. Schedule B-2: Exceptions to Coverage
      
4. Title Insurance Endorsements and Exceptions
   1:00 - 2:30, Brett F. McCall
   1. Standard ALTA Endorsements (ALTA 2006 Forms)
      1. ALTA 1.06 and 2.06
      2. ALTA 3.06 and 3.1.06
      3. ALTA 4.06, 4.1.06, 5.06 and 5.1.06
      4. ALTA 6.06 and 6.2.06 Series
      5. ALTA 7.06 and 7.2.06
      6. ALTA 8.1.06
      7. ALTA 9.1.06, 9.3.06, 9.4.06 and 9.5.06 Series
      8. ALTA 10.06 and 10.1.06
      9. ALTA 11.06 Series
      10. ALTA 12.06 Series
   2. Commercial ALTA Endorsements
      1. ALTA 13.06 and 13.1.06
      2. ALTA 14.06, 14.1.06, 16.06, 20.06
      3. ALTA 15.06, 15.1.06, 15.2.06 and 21.06
      4. ALTA 17.06 and 17.1.06, 18.06 and 18.1.06, 19.06 and 19.1.06
   3. Exceptions
      1. Standard Exceptions
      2. Special Exceptions
      3. Affirmative Coverage
         
5. Curing Title Defects During Foreclosure
   2:45 - 3:30, Brett F. McCall
   1. Indemnifying Prior Open Liens
   2. Resolving Tax Issues
   3. Open Equity Lines of Credit
   4. Correcting Scriveners' Errors
   5. Unreleased Mortgages or Mortgages Recorded Out of Order
   6. Unrecorded or Improperly Attested Security Deeds
   7. Break in the Chain of Title – Quiet Title Litigation Procedures
   8. Bankruptcy Notice Predating the Sale but Received After
   9. Recovering Manufactured Housing
      
6. Ethical Considerations
   3:30 - 4:30, Michael S. McKay
   1. Liability in Title Examinations
   2. Where Conflicts of Interest Typically Arise
   3. Duties of Competence and Diligence Defined

DANNY L. CROTWELL is state manager and counsel for Stewart Title Guaranty Company, where he underwrites title insurance policies, handles claims and manages operations. He lectures on real estate issues to various professional groups. Mr. Crotwell earned his B.S. and J.D. degrees from the University of Mississippi. He is a member of The Mississippi Bar, the American Bar Association, the American Land Title Association, the Dixie Land Title Association and the Mississippi Defense Lawyers Association.

BRETT F. McCALL is an attorney in Jackson, where he concentrates his practice in commercial real estate and lending. Before joining Baker, Donelson, Bearman, Caldwell & Berkowitz, PC, Mr. McCall was associate Mississippi state counsel for First American Title Insurance Company, where his responsibilities included title claims litigation and underwriting. He was previously a clerk at the Mississippi Court of Appeals for the Honorable David Ishee. Mr. McCall has previously spoken on topics related to title insurance and mortgage fraud. He is a member of the American and Hinds County bar associations, The Mississippi Bar, the Tri-County Real Estate Attorney's Association and the Mississippi Association of Corporate Counsel. Mr. McCall earned his B.A. degree from The Ohio State University and his J.D. degree from the University of Mississippi Law School.

MICHAEL S. McKAY is a shareholder in the law firm of MacNeill & Buffington, P.A., where he practices primarily in the area of real estate. His practice involves all aspects of title examination and certification, commercial and residential real estate closings, and the litigation of title issues. Mr. McKay earned his B.A. degree, cum laude, from the University of Mississippi and his J.D. degree, cum laude, from the University of Mississippi Law School. He is a member of The Mississippi Bar (member, Real Estate and Natural Resources sections).

G. K. MIHALYKA is a sole practitioner in Vicksburg, Mississippi, where his main area of practice is real estate. He earned his B.A. degree from Franklin and Marshall College and his J.D. degree from the University of Mississippi.

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