Overwhelmed by the intimidating amount of details involved in real estate transactions? Concerned that hidden issues may arise? This practical review will teach you everything you need to know about real estate titles - from how to conduct a reliable title search to overcoming encumbrances such as liens, easements and condemnations. Learn to use insurance to protect against title defects and effectively take action if title insurance litigation arises from your real estate deal. Order today!

1. The Anatomy of a Real Estate Title
2. Title Insurance - A Comprehensive Look into the World of Title Insurance Today
3. Ethical Considerations
4. Confidently Handling Title Insurance Claims and Litigation

1. THE ANATOMY OF A REAL ESTATE TITLE
   9:00 - 10:30 and 10:45 - 11:00, Lisa J. Delaney
   1. Conducting a Title Search - Where to Look and What to Look For
      1. Mechanics and Online Searching
      2. Formalities of Execution and Acknowledgement
      3. Land Court and Registered Land
      4. Probate Matters and Estate Tax Liens
   2. Understanding the Liens That Can Affect the Title
      1. Municipal Liens and Property Tax Foreclosure
      2. Mortgages, Mortgage Foreclosures and Financing Liens
      3. Federal and State Tax Liens: Income, Sales, DEP, etc.
      4. Liens Imposed as a Result of Environmental Laws: Orders of Conditions and AULs
   3. What to Look for in Surveys and Descriptions
   4. Analyzing Easements, Restrictions, Rights of Way, Eminent Domain Takings
   5. Addressing Authority/Capacity Issues (Validity of Record Title Instruments)
      1. Partnerships, Corporations, Limited Liability Entities
      2. Minors
      3. Trusts
      4. Powers of Attorney
2. TITLE INSURANCE - A COMPREHENSIVE LOOK INTO THE WORLD OF TITLE INSURANCE TODAY
   11:00 - 12:00 and 1:00 - 2:30, David J. Buczkowski
   1. Basic Principles of Title Insurance
   2. Mortgage and Owners' Policies as They Relate to Underwriting
   3. The Expanding Role of Insurance as a Practitioner's Tool
   4. The Title Industry in Our State Today
   5. Examination of the Title Policy
   6. How to Handle Title Defects
   7. Use of Title Insurance in the Real Estate Transaction
   8. How to Work With the Title Insurance Company on Special Issues
      1. Additional Coverages and Standard Endorsements
      2. Special Endorsements
      3. Obtaining Waivers to Some Title Exceptions
   9. Review of Policy Forms and Changes
3. ETHICAL CONSIDERATIONS
   2:45 - 3:15, Lisa J. Delaney
   1. Calculating Attorneys' Fees
   2. Unauthorized Practice/Paraprofessionals
   3. Avoiding Conflicts of Interest - Multiple Representation
   4. What You Should Know About Solicitation/Advertising Issues
   5. Disclosure of Defects in Property - Your Obligations
   6. Closing and Post Closing Procedures
   7. Adjusting Purchase Price
   8. Communication With a Party Represented by Counsel
4. CONFIDENTLY HANDLING TITLE INSURANCE CLAIMS AND LITIGATION
   3:15 - 4:30, Jeffrey A. Campbell
   1. How to Submit a Claim
   2. Ways to Deny a Claim
   3. Steps to Follow When Trying the Lawsuit
   4. Current Developments in Title Insurance Litigation

DAVID J. BUCZKOWSKI is vice president and commercial underwriting counsel with Chicago Title Insurance Company in Boston, where he is responsible for the underwriting of commercial and industrial policies. Mr. Buczkowski has lectured to various professional groups on real estate and title topics. He earned his B.A. degree from the University of Connecticut and his J.D. degree from New England School of Law. Prior to joining Chicago Title, he was with a small firm for 14 years, where he practiced in real estate conveyancing, foreclosure work, bankruptcy and real estate litigation. He is a member of the Massachusetts and American bar associations, the Real Estate Bar Association and the New England Land Title Association.

JEFFREY A. CAMPBELL serves as vice president and northern New England agency counsel for Fidelity National Title Insurance Co., where he is primarily responsible for underwriting title issues. He formerly served as an adjunct professor at Rivier College, teaching real estate titles and transactions courses. Mr. Campbell earned his B.S. degree from Rivier College and his J.D. degree from New England School of Law. He is a member of the Massachusetts and New Hampshire bar associations, and past president of the New England Land Title Association.

LISA J. DELANEY is a partner with the law firm of Carvin & Delaney LLP. Ms. Delaney is a 1987 graduate of Suffolk University Law School. Her practice concentrates on commercial and residential real estate and title matters, including research, title litigation, purchase, sale and other coveyancing transactions. Ms. Delaney is hired by Title Insurance Companies both as a title insurance policy claims counsel and for the preparation of research projects. She is hired by other law firms as co-counsel and/or title consultant for litigation regarding land and title issues and in closing real estate transactions. Her clients and customers include property owners, lenders, real estate brokers, other law firms and title insurance companies. Ms. Delaney is an issuing agent for all title insurance companies in Massachusetts. She is an appointed land court examiner for the Massachusetts Land Court. Ms. Delaney is a frequent seminar panelist speaking on title and transactional topics. She is an active member of the Real Estate Bar Association, serving on both the Registry Committee and Homestead Committee, and the formers Forms Committee, for which she wrote several forms approved by the REBA Board of Directors and adopted by the bar association for its form book. Ms. Delaney also serves as a mentor for REBA and is available for consultation and questions from REBA's newer members. She is a member of both the New England Land Title Association (NELTA) and American Land Title Association (ALTA). Ms. Delaney has written articles for REBA News, NELTA News and the New England Real Estate Journal. In addition to the Massachusetts Bar Association, she is a member of the 1st District Federal Court and the U.S. Supreme Court Bar.

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