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MATTHEW BORUTA is an attorney at the law firm of Robert D. Cheesebourough, Bankruptcy Law. He has ten years of experience in bankruptcy. Mr. Boruta earned his B.A. degree from State University Grand Valley and his J.D. degree from Indiana University School of Law. He is a member of the Indiana State Bar Association (Bankruptcy Section). STEVEN K. DICK is a member of the law firm of SK Dick & Associates LLC, where he has focused the last ten years of his practice on taxation; and on Chapter 7, 11 and 13 bankruptcy for individuals and small businesses. Mr. Dick has 19 years of experience as a special assistant U.S. attorney representing the IRS in U.S. bankruptcy, district and tax courts. He is a regular lecturer to various attorney and CPA groups and the U.S. Army JAG on taxation and bankruptcy matters. He is a member of the ABI, the NACBA and the Indianapolis Bar Association. Mr. Dick earned his B.S.C.E. degree from The Ohio State University and his J.D. degree from the University of Cincinnati, and he is licensed in both Ohio and Indiana. JEFFREY J. GRAHAM is a member of the Indianapolis law firm of Taft Stettinius & Hollister LLP, where he practices in bankruptcy, creditors' rights and commercial litigation. He earned his B.A. degree, cum laude, from the University of Notre Dame and his J.D. degree, summa cum laude, from Valparaiso University School of Law. Mr. Graham is a member of the Indianapolis and Indiana State bar associations, and the American Bankruptcy Institute. DANA L. LUETZELSCHWAB, of Luetzelschwab Law, LLC, is an attorney and certified public accountant licensed in Indiana. In her practice, she defends against foreclosure and collection actions, and negotiates with lenders and creditors for mortgage modifications and debt settlements. Ms. Luetzelschwab works with people to determine whether bankruptcy is the right decision for them. She earned her undergraduate degree from Earlham College and her law degree from Indiana University School of Law - Indianapolis. Her memberships include the National Association of Consumer Advocates, the National Association of Consumer Bankruptcy Attorneys, and the Indianapolis, Indiana State and American bar associations. NICCOLE R. SADOWSKI is an attorney at the law firm of Tucker Hester, LLC, where she works on both the debtors' and creditors' sides, with businesses commercial litigation, business bankruptcies and workouts, bankruptcy litigation, and corporate dissolution. Ms. Sadowski has previously lectured on bankruptcy through the ICLE. She is a member of the Indiana State Bar Association (member, Commercial and Bankruptcy Law Section, Litigation Section, Women and the Law Division) and is admitted to practice in the Southern District of Indiana and the Northern District of Indiana. Ms. Sadowski also is a member of the Indianapolis Bar Association. She earned her B.A. degree, magna cum laude, from Xavier University-Cincinnati and her J.D. degree, cum laude, from the University of Dayton. STEVEN P. TAYLOR is the founding attorney of the Law Office of Steven P. Taylor, P.C. He is experienced in all aspects of consumer bankruptcy, including Chapter 7 and Chapter 13 debt relief. Mr. Taylor's practice has been limited to consumer bankruptcy since April 1996. He is a member of the Indianapolis Bar Association, the Indiana State Bar Association and the National Association of Consumer Bankruptcy Attorneys. Before entering private practice, Mr. Taylor worked as a middle market corporate lender for Bank One Columbus. He is admitted to the state of Indiana and the U.S. District courts for the Northern and Southern districts of Indiana. He graduated from Capital Law University, cum laude, and Indiana University. JAMES T. YOUNG is a partner with the Indianapolis law firm of Rubin & Levin, P.C., where he practices in the areas of creditors' rights, bankruptcy, commercial litigation, corporate, business planning, real estate, intellectual property, and landlord and tenant law. He served as law clerk to the Honorable John W. Montgomery, circuit court judge, St. Joseph County, Indiana. Mr. Young has spoken previously for National Business Institute and the Institute for Paralegal Education on landlord/tenant, real estate and trademark issues. He was chair of the Bankruptcy and Creditors' Rights Section of the Allen County Bar Association from 2000 through 2002. Mr. Young has served periodically as a guest lecturer at the Indiana University School of Informatics in Indianapolis, Indiana. His prior presentations, publications and CLE faculty topics have included "Selected Issues Concerning Appraisers and Auctioneers in Bankruptcy Cases, the Bulk Sales Act and Valuation" and "My Client Filed Bankruptcy, Now What Do I Do?" for the Allen County Bar Association; "Business Bankruptcy Changes to the Bankruptcy Code" and "Defending Avoidance Actions" for the Indiana Institute of Credit; "Annual Bankruptcy Institute" for the Indiana Continuing Legal Education Forum; and "Navigating the Paperless Court in Indiana," "Aligning Your Practice With the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005," "Trademark and Intellectual Property Administration for the Corporate IP Paralegal/Administrator," "An Advanced Look at Indiana Real Estate Law," "Evictions and Landlord/Tenant Law in Indiana" and "Fundamentals of Bankruptcy Law" for National Business Institute and its related companies. Mr. Young earned his B.S., M.B.A. and J.D. degrees from Indiana University, Bloomington. He is a member of the Indianapolis, Seventh Circuit and American bar associations, and the Indiana State Bar Association.
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