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DAWN R. BOUCHER is a member of Phil Watson PC Attorneys At Law in Des Moines, Iowa. Her practice areas include debt collection, debtor and creditor work, family law, and real estate. Mr. Boucher received his B.A. and J.D., with honors, degrees from Drake University. She is admitted to practice in Iowa and for the U.S. District Court, Northern District of Iowa and the U.S. District Court, Southern District of Iowa. Ms. Boucher is a member of the Iowa State Bar Association, the Young Lawyers Division State Fair Committee, the Polk County Bar Association, the Blackstone Inn of Court, the American Bar Association and the Iowa Organization of Women Attorneys (5th Judicial District Co-Chair). MICHAEL HORN is an attorney in Bertroche Law Offices in Des Moines, Iowa. His practice areas include commercial collections, creditor's rights and general practice. Mr. Horn received his B.A. and J.D. degrees from Iowa State University. He is admitted to practice in Iowa and for the U.S. District Court, Southern District of Iowa. Mr. Horn is a member of the Iowa State Bar Association and the Polk County Bar Association. JONATHAN E. KRAMER is a member with the law firm of Whitfield & Eddy P.L.C., where he has represented regional and national banks and other creditors obtain and collect judgments for more than eight years. Mr. Kramer has spoken on a variety of topics regarding mortgage and security agreement foreclosure practice and procedure and post-judgment collections. He is licensed to practice by the Supreme Court of Iowa, and is eligible to appear in the courts of the state of Iowa, the U.S. District Courts and Bankruptcy Courts for the Northern and Southern districts of Iowa, and the 8th Circuit Court of Appeals. Mr. Kramer earned his B.S. degree from Iowa State University and his J.D. degree, with honors, from Drake University, where he was a Dwight D. Opperman Scholar.
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