When foreclosure is looming, you not only need to understand all your client's options, you also need practical techniques for protecting your client's interests. Get the tools you need! This practical instruction begins with a detailed walk-through of the various loan workout options and the foreclosure process. Then take an in-depth look at how to handle the title, environmental and post-foreclosure issues commonly encountered when working with troubled assets. Take your skills to the next level. Order today!

1. The Foreclosure Process in Georgia  
2. Workouts – The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans 
3. Title Issues in the Foreclosure Process and Workout Context
4. Ethics
5. Environmental Issues in the Foreclosure Process
6. Post-Foreclosure Issues

Continuing Education Credits:   

* denotes specialty credits

The Foreclosure Process in Georgia
9:00 - 10:00, Carol V. Clark

• Notice Requirements
• Foreclosure Hearing
• Foreclosure Sale
• The "Closing" With Third Party Bidders
• Deficiency

Workouts - The Various Tools in the Toolbox for Working Out Troubled Real Estate Loans
10:15 - 11:15, Carol V. Clark

• Pre-Negotiation
• Forbearance
• Deed in Lieu of Foreclosure
• Loan Modifications
• Discounted Payoffs

Title Issues in the Foreclosure Process and Workout Context
11:15 - 12:15, Michael A. O'Neill

• The Loan Policy
• Using the Title Commitment and Prior Title Information
• Title Aspects of Foreclosure Alternatives
• Title Issues During Foreclosure
• Parties Involved and Obtaining Jurisdiction
• Actions the Mortgage Holder can Take
• Post-Judgment Issues

Ethics
1:15 - 2:15, William A. Rountree

• Conflicts of Interest
• Multiple Representation Issues
• Due Diligence and Duty to Disclose
• Attorneys' Fees

Environmental Issues in the Foreclosure Process
2:30 - 3:30, Mark D. Euster

• Environmental Conditions at Foreclosed Properties
• Assessment/Reassessment of Environmental Risk
• Liability Protection for Lenders

Post-Foreclosure Issues
3:30 - 4:30, Mark D. Euster

• Eviction and Ejectment
• Eviction Procedures and Issues
• Ejectment Procedures and Issues
• Liability for Code Violations, Taxes, Homeowner Dues, Etc.
• Property Preservation Problems

CAROL V. CLARK is the founder of Carol Clark Law, where she is a trial lawyer with more than 30 years of experience, specializing in mortgage banking, construction and lease contracts, and other real estate related matters. A "Double Dawg" graduate of the honors program at The University of Georgia and its law school, Ms. Clark has served as chairperson of the 2000 + member Real Property Section of the State Bar of Georgia, is a member of the American College of Real Estate Lawyers, has presented papers at the Real Property Law Institute, Mortgage Bankers Association Legal Issues Conference, and has made occasional televised appearances, including The Layman's Lawyer. Her publications include the 4th and 5th Editions of Padrick's RESPA, TILA HOEPA and ECOA in Real Estate Transactions, and the contribution of several chapters in Georgia Procedure, Civil Procedure and Georgia Procedure, Property. Ms. Clark has been named as a Georgia Super Lawyer and repeatedly as one of Georgia's Fifty Top Female Lawyers by Atlanta Magazine, as well as one of Georgia's Top 100. In May 2008, she was awarded the prestigious George A. Pindar Award for lifetime achievement in real estate law. Ms. Clark was the first woman so honored and also the youngest ever named.  

MARK D. EUSTER is a shareholder with Weissmann Zucker Euster P.C., in Atlanta, Georgia, where he practices in the areas of commercial, real estate and secured lending. He represents financial institutions and national title underwriters. Mr. Euster represents clients in a variety of real estate and secured lending transactions in Georgia and throughout the United States, including acquisition, development, renovation, construction and permanent financing, lines of credit, standby credit facilities, loan participants, inter-creditor and subordination agreements, workouts and foreclosures. He assists developer clients in the acquisition, development, management and disposition of various types of commercial real estate, and is a frequent speaker on real estate law issues. Mr. Euster earned his B.A. degree from Emory University and his J.D. degree from Case Western Reserve University. He is a member of the State Bar of Georgia.

MICHAEL A. O'NEILL is an attorney in the Atlanta firm of Carol Clark Law, where he practices in the areas of commercial and residential real estate law. He earned his B.A. degree from Tulane University and his J.D. degree from Emory University School of Law. Mr. O'Neill was awarded the Dean's Public Service Award. He is licensed to practice in Florida and Georgia, and is a member of the State Bar of Georgia (Real Property Law Section).

WILLIAM A. ROUNTREE is a member of the Atlanta law firm Macey, Wilensky, Kessler & Hennings, LLC, where his areas of practice are bankruptcy, loan workouts and commercial litigation. He earned his B.A. degree from Emory University and his J.D. degree from the University of Florida, and thereafter served as law clerk to the Honorable Steven H. Friedman, United States Bankruptcy Court, Southern District of Florida. Mr. Rountree has been selected as a Georgia Super Lawyers Rising Star and is a member of the Atlanta Bar Association (Bankruptcy Section), the State Bar of Georgia (co-chair, Creditors' Rights Section Newsletter Committee; member, Bankruptcy Section) and the Atlanta Volunteer Lawyers Foundation. Mr. Rountree has been published in bar journals and has lectured at seminars, including "Loan Workouts," August 2010; "Selected Bankruptcy Issues for the Accounting Professional," February 2009; "Bankruptcy Issues for the Commercial Real Estate Practitioner," September 2008; "Ethical Issues in Commercial Practice," March 2008; "Executory Contracts in Bankruptcy," February 2004; and "Collection Issues in Bankruptcy," September 2003.

Please refer to Continuing Education Credit FAQ for general information about seeking credit for your participation in one of our continuing education programs.

Additionally, our team of credit specialists are here to answer your specific credit-related questions weekdays 7am - 5pm Central:

Phone: 866-240-1890

Email: credit@nbi-sems.com