The cost of long-term care can consume a person's assets if a carefully drafted estate plan is not in place. Order today to learn the skills you need to create an estate plan that meets your clients' needs.

1. What to Do When a Spouse is Confronting Health Issues - The Estate Plan
2. How to Protect an Elderly Client's Assets
3. Insurance to Fund All or Part of Long-Term Care Costs
4. Ethical Considerations When Representing the Elderly Client
5. Qualifying for Medicaid Long-Term Care Programs
6. Preserving Family Assets When Qualifying for Medicaid

1. WHAT TO DO WHEN A SPOUSE IS CONFRONTING HEALTH ISSUES – THE ESTATE PLAN
   9:00 - 10:00, Written by L. Jean Berry.
   Presented by Linda J. Solash-Reed in Orlando and L. Jean Berry in Tampa.
   1. Client Interview
   2. How to Draft the Plan
   3. Asset Titling – Deed, Bank Accounts, and Life Insurance
   4. Changing the Will to Exclude the Disabled Spouse
   5. Durable Power of Attorney – Gift Giving Power
   6. Advanced Directives
   7. Sample Forms and Letters
2. HOW TO PROTECT AN ELDERLY CLIENT'S ASSETS
   10:15 - 11:15, Written by L. Jean Berry.
   Presented by Linda J. Solash-Reed in Orlando and L. Jean Berry in Tampa.
   1. Drafting the Irrevocable Trust
   2. Impact of Medicaid Issues in Drafting Trusts
   3. Life Estate Deed With/Without Powers of Sale
   4. Using Annuities, Life Insurance and Retirement Accounts in the Estate Plan
   5. Revocable vs. Irrevocable Life Estates – Current Gifting Guidelines
   6. Income Tax Traps With Gifts
   7. Avoiding the Pitfalls of Guardianships
3. INSURANCE TO FUND ALL OR PART OF LONG-TERM CARE COSTS
   11:15 - 12:15, Written by Dana P. Bowie.
   Presented by Dana P. Bowie in Orlando and D. Rep DeLoach III in Tampa.
   1. What is Long-Term Care?
   2. Costs of Care and Funding Sources
   3. Understanding Long-Term Care Insurance Benefits
4. ETHICAL CONSIDERATIONS WHEN REPRESENTING THE ELDERLY CLIENT
   1:15 - 2:15, Written by Dana P. Bowie.
   Presented by Dana P. Bowie in Orlando and D. Rep DeLoach III in Tampa.
   1. Acting Within the Lawyer's Expertise
   2. Avoiding Conflict Between Spouses' Interests
   3. Competency of the Client
   4. Maintaining Due Diligence in Completing Paperwork When Representing the Elderly or Ill Client
5. QUALIFYING FOR MEDICAID LONG-TERM CARE PROGRAMS
   2:15 - 3:15, Written by Lee R. Carr II.
   Presented by Susan G. Haubenstock in Orlando and Lee R. Carr II in Tampa.
   1. Where Medicare Stops and Medicaid Begins
   2. Overview of the State Medicaid Programs
   3. Categorically vs. Medically Needy
   4. Medical Criteria – Level of Care Required to Become Eligible
   5. Assessing a Client's “Medical Need” and Level of Care for Medicaid Qualification Purposes
   6. Medicaid Planning Techniques
   7. Financial Criteria for Single and Married Applicants
   8. Exemptions for Protecting the Family Home
   9. Qualified Medicare Beneficiaries
6. PRESERVING FAMILY ASSETS WHEN QUALIFYING FOR MEDICAID
   3:30 - 4:30, Written by Lee R. Carr II.
   Presented by Susan G. Haubenstock in Orlando and Lee R. Carr II in Tampa.
   1. Most Common Medicaid Misconceptions
   2. Implications of Gifts During the Look Back Period
   3. Options for “Spenddown” of Excess Property – Unique Problems Associated With Disposal of Excess Assets
   4. Myths About the "Spenddown" Requirement
   5. Protecting Assets for a Disabled Child
   6. Retroactive Benefits
   7. Estate Recovery

DANA P. BOWIE is an attorney in Longwood. He practices in the areas of probate, trusts, family law, elder law and guardianship. Mr. Bowie earned his B.A. degree from Tufts University and his J.D. degree from Suffolk University. He is a member of The Florida Bar, the American Bar Association and the National Association of Elder Law Attorneys.

SUSAN G. HAUBENSTOCK is a sole practitioner in Tampa, where she practices in the areas of estate planning, probate and guardianship, elder law, nursing home Medicaid, and disability planning. Ms. Haubenstock earned her B.S. degree from Cornell University and her J.D. degree, magna cum laude, from Stetson University College of Law. She is an occasional author for The Lawyer, a publication of the Hillsborough County Bar Association Lawyer. Ms. Haubenstock is a member of The Florida Bar, the Hillsborough County (co-chair, Elder Law Section) and American bar associations, and the National Academy of Elder Law Attorneys and the Academy of Florida Elder Law Attorneys.

LINDA J. SOLASH-REED is an attorney in Orlando, Florida, where she practices in the areas of estate planning and administration, probate and trust administration, long-term care planning (including Medicaid), elder law and guardianship, and commitment matters. She has been practicing law for 30 years and also is a certified financial planner (CFP). Ms. Solash-Reed regularly lectures for clients and professionals, including estate planning councils and accountant groups, on estate planning matters. She earned her B.A. degree from Towson University and her J.D. degree from the University of Maryland.

L. JEAN BERRY is a sole practitioner in Clearwater, where she concentrates her practice in elder law, including estate planning, incapacity planning, asset protection planning (Medicaid), probate and trust and estate administration. She is admitted to practice law in Florida and Illinois but no longer actively practices in Illinois. She is a member of The Florida Bar (Elder Law Section and Real Property, Probate and Trust Law Section), the Clearwater Bar Association (Elder Law and Probate and Real Property), the National Academy of Elder Law Attorneys (Tax Special Interest Group and Trusts Special Interest Group) and the Academy of Florida Elder Attorneys. Ms. Berry earned a certified public accountant certificate from the state of Illinois, her B.B.A. degree, summa cum laude, from the University of Iowa and her J.D. degree from DePaul University's Law School.

LEE R. CARR II is the principal of Carr Law Group, P.A., in St. Petersburg, where his practice is focused on probate, guardianships, estate planning, elder law and related litigation. Mr. Carr has lectured before local professional groups on guardianship, long-term care and elder law issues. He earned his B.A. degree from Eckerd College and his J.D. degree from Stetson University College of Law. Mr. Carr is a member of The Florida Bar (sections on Elder Law and Real Property and Probate), and the St. Petersburg and Clearwater bar associations, and the National Academy of Elder Law Attorneys.

D. REP DELOACH III is an attorney in the Seminole law firm of DeLoach & Hofstra, P.A., where he practices in the areas of elder law, estate planning and probate. Mr. DeLoach is board certified in elder law by The Florida Bar Board of Legal Specialization and Education. He has previously lectured for National Business Institute on elder law issues. Mr. DeLoach is a member of the National Academy of Elder Law Attorneys, the Florida Academy of Elder Law Attorneys, Pinellas County Estate Planning Council, Life Care Planning Law Firm Association, and the St. Petersburg and Clearwater bar associations. He earned his B.A. and J.D. degrees from Mercer University.

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