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RUTH K. IRVIN is a partner with Irvin and Irvin law offices in Boulder, Colorado, where she practices primarily in the area of Social Security disability. Ms. Irvin is a member of the Boulder and Colorado bar associations, the National Organization of Social Security Claimants' Representatives and the Workers' Compensation Education Association. She earned her B.A. degree, magna cum laude, from the University of South Dakota, and her M.A. and J.D. degrees from the University of Denver. RICHARD C. LOSH is a sole practitioner in Denver, Colorado, where his main areas of practice are Social Security and disability law. Mr. Losh has previously been an adjunct professor with Pima Medical Institute and Denver Community College. He is a member of the Denver and Colorado bar associations, and National Organizations of Social Security Claimants' Representatives (NOSSCR). Mr. Losh earned his associate's degree from Front Range Community College, his B.A. degree from the University of New Mexico and his J.D. degree from the University of Denver. ROSEANN L. MURRAY is an attorney with Kapsak Law Firm, LLC. She is licensed to practice law in Colorado and before the U.S. District Court for the District of Colorado. Ms. Murray practices primarily in the areas of estate planning, elder law, and Social Security disability. She is a member of the Colorado and Broomfield bar associations, and is a previous board member of Table Mountain Animal Center and the Women's Estate Planning Council and a Board Member of Compassion and Choices. Ms. Murray earned her B.S. degree, in criminal justice/criminology, from Metropolitan State College in Denver, Colorado, and her J.D. degree and LL.M. degree, in taxation, from The University of Denver College of Law.
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