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CHARLES W. DAFF is a sole practitioner and Chapter 7 Bankruptcy Trustee in Santa Ana. Mr. Daff has been an attorney for more than 32 years and represents both creditors and debtors in consumer bankruptcy matters (Chapters 7, 13 and 11). He is certified as a specialist in Personal and Small Business Bankruptcy Law by the California Board of Legal Specialization, State Bar of California. Mr. Daff is a member of the National Association of Bankruptcy Trustees, the Orange County Bankruptcy Forum, the Inland Empire Bankruptcy Forum, and the Orange County Bar Association. He earned his B.A. degree from California State University at Fullerton and his J.D. degree from Western State University College of Law. (Irvine location) STEVEN R. FOX is a sole practitioner in Encino, where he limits his practice to representing debtors and creditors in bankruptcy and business reorganization. He represents businesses, individual debtors and creditors in Chapter 11 business reorganization cases; represents creditors in Chapter 13; and represents litigants in adversary proceedings. He frequently speaks and writes on bankruptcy topics. Mr. Fox earned his B.A. degree from the University of California and his J.D. degree from Loyola Marymount University School of Law. He clerked for the Honorable Richard M. Stair, U.S. Bankruptcy Judge for the Eastern District of Tennessee. Mr. Fox is a member of the State Bar of California, the California Bankruptcy Forum, the National Association of Consumer Attorneys, the American Bankruptcy Institute and the San Fernando Valley County Bar Association. (Los Angeles and San Bernardino locations) NICHOLAS GEBELT is an attorney in Whittier, California, at the Law Offices of Nicholas Gebelt. He practices in the area of bankruptcy law, including Chapter 7 and Chapter 13 for individuals and married couples, and Chapter 7 for small businesses, foreclosures, wage garnishments and debt relief. Mr. Gebelt is admitted to the State Bar of California. He earned his undergraduate degree from the University of Washington in Seattle, Washington; his J.D. degree from the University of Virginia School of Law in Charlottesville, Virginia; and his Ph.D. degree from UCLA. Mr. Gebelt is a member of the National Association of Consumer Bankruptcy Attorneys, the Central District Consumer Bankruptcy Attorneys Association, the Orange County Bankruptcy Forum, and the Inland Empire Bankruptcy Forum. (Los Angeles and Irvine locations) RONALD E. OSTRIN is the principal of the Law Offices of Ronald E. Ostrin in Los Angeles. He has been practicing law in the areas of bankruptcy, business litigation, real estate, corporate and business law since 1979. Mr. Ostrin is a respected member of the bar and the community. He is a member of the State Bar of California, the Financial Lawyer's Conference and the Los Angeles Bankruptcy Forum. Mr. Ostrin earned his B.A. degree, cum laude, from the University of California at Los Angeles and His J.D. degree from Hastings College of Law at the University of California. (Los Angeles and San Bernardino locations) DEAN P. SPERLING is a sole practitioner in Santa Ana, California, and has been practicing law for almost 30 years. Mr. Sperling practices in all California trial courts at the federal and state levels. The area of law in which he has extensive experience includes commercial litigation and collection, bankruptcy and creditors' rights, probate and general business litigation. Mr. Sperling was admitted to the State Bar of California in 1978, and is admitted to practice before the Supreme Court of the United States, all federal district courts in California and the Ninth Circuit Court of Appeals. He is a member of the Orange County Bar Association (member, Commercial, Business Bankruptcy and Probate sections). Mr. Sperling is a graduate of Claremont McKenna College and earned his J.D. degree from Loyola Law School of Los Angeles. (Irvine location) STEPHEN R. WADE is the principal of the Stephen R. Wade Law Office in Upland. He is a certified as specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization. He has concentrated his practice in the areas of Bankruptcy Law, Creditor's Rights Law, and Governmental Law since 1977. He earned his B.A. degree at the University of California and his J.D. degree at the University of California School of Law at Los Angeles. (San Bernardino location)
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