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GUY J. CAPUTO is a sole practitioner with the Law Office of Guy J. Caputo in San Jose, California. He practices in the areas of bankruptcy law, landlord-tenant law and criminal law. Mr. Caputo earned his B.A. degree from Fairfield University and his J.D. degree from Santa Clara University. He began his career as a bank officer and later served as coordinating attorney for the Legal Aid Society of Santa Clara County. Mr. Caputo has taught both at the undergraduate and law school level. JAVED I. ELLAHIE is an attorney with Ellahie & Farooqui LLP in San Jose, California. He also is a certified bankruptcy law specialist, as certified by the State Bar of California, Board of Legal Specialization. Mr. Ellahie has lectured frequently at seminars for bankruptcy law specialists. His bankruptcy law experience includes representing more than 5,000 individuals and businesses in bankruptcy matters and providing them debt relief options under Chapters 7, 11 and/or 13 of the United States Bankruptcy Code. Mr. Ellahie has successfully assisted individuals and corporations in their Chapter 11 proceedings, in order to reorganize their financial structure. He has represented privately held technology companies through all phases of business and product life cycles. Mr. Ellahie has provided legal guidance through the stages of inception, emergence, growth and maturity of a business. He also has significant nonprofit experience working with these organizations on matters concerning inception, finance and governance. Mr. Ellahie has served as a trustee to the West Valley-Mission Community College District, on the executive committee of the Santa Clara County Bar Association and has been appointed as a Bankruptcy Dispute Resolution Advocate. He also is a member of the Don Edwards Inns of America. ERIC M. NIXDORF currently leads Intelligent Legal Solutions, P.C., the boutique tax, real estate and bankruptcy law firm he founded, which is based in San Ramon, California. Mr. Nixdorf is also a California licensed real estate broker with his own real estate brokerage corporation, Intelligent Real Estate, Inc. He previously was the former managing partner, bankruptcy department head, and primary litigator for a leading Bay Area law firm as well as the former CEO of a successful Bay Area real estate investment company. Mr. Nixdorf is a recognized expert on the dischargeability of income taxes and has been the principal attorney for a number of prominent tax, bankruptcy and real estate litigation cases, including Tull v. U.S., 69 F. 3d 394 (9th Cir. 1995), which defined "voluntary" payments made to the IRS, restricting the IRS's ability to re-designate payments made by taxpayers. Mr. Nixdorf trained in Business Administration at Harvard Business School. He earned his B.A. degree from Miami University, his J.D. degree from The Ohio State University, and his LL.M. degree from the University of Florida. DAVID B. RAO is a partner with Binder & Malter, LLP, where his main areas of practice are consumer bankruptcy practice, business bankruptcy practice, debtor creditor law, asset exemption analysis, bankruptcy planning, and secured creditor and landlord representation. He has more than 27 years of experience in representing businesses and individuals as debtors or creditors in all types of bankruptcy cases and bankruptcy litigation. Mr. Rao is a member of the State Bar of California, Santa Clara County Bar Association (Chapter 13 Committee) and the National Association of Consumer Bankruptcy Attorneys (NACBA). He is admitted to practice before the Ninth Circuit Court of Appeals, Northern, Eastern, Central and Southern districts of California. Mr. Rao earned his B.A. degree, with honors, from the University of California, Davis and his J.D. degree from the University of Santa Clara School of Law. THERESIA C. SANDHU is an attorney in San Jose, California, where her main areas of practice are patent law, immigration law, business law, small business law, construction law, bankruptcy law, family law, divorce, child custody, child support, visitation rights, wills, probate, trusts and estates, estate administration, civil litigation, securities, immigration, adjustment of status, removal proceedings, and asylum. She is a member of the Santa Clara County Bar Association, State Bar of California, National Association of Patent Practitioners, American Immigration Lawyers Association (AILA) and Santa Clara County Trial Lawyers Association. Ms. Sandhu earned her M.A. and B.S. degrees from San Jose State University, and her B.A., M.B.A. and J.D. degrees from Santa Clara University.
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