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W. McCOLLUM HALCOMB is a shareholder with the Birmingham law firm of Halcomb & Wertheim, P.C., where his practice focuses on the representation of creditors in bankruptcy and collections. Mr. Halcomb has been practicing law for 26 years and is certified in creditors' rights law by the Commercial Law League of America. He is a frequent lecturer on bankruptcy, collection law and creditors' rights for National Business Institute, the Alabama State Bar and other groups. Mr. Halcomb is past chair of the Birmingham Bar Association's Bankruptcy and Commercial Law Section and a former vice president of the National Association of Retail Collection Attorneys. He is also a member of the American Bankruptcy Institute, the Commercial Law League of America, the Alabama State Bar and the American Bar Association. Mr. Halcomb earned his B.S. degree from Samford University and his J.D. degree from Cumberland School of Law of Samford University. NAOMI IVKER is an attorney with Zarzaur & Schwartz, P.C., where her main area of practice is collection law. Ms. Ivker is a member of the Alabama State Bar, and the Louisiana State, American, and Birmingham bar associations. She earned her B.A. degree from Colorado College and her J.D. degree from the University of Denver College of Law. BRENT YARBOROUGH is an attorney with the Birmingham law firm of Zarzaur & Schwartz, P.C., where he practices in the areas of collections, creditors' rights and commercial litigation. He is a frequent speaker on topics related to collections and consumer law. Mr. Yarborough earned his B.A. degree, cum laude, from Birmingham-Southern College and his J.D. degree from Cornell University. He serves on the Board of Directors of the National Association of Retail Collection Attorneys (NARCA) and on the executive board of the Birmingham Bar Association's Bankruptcy and Commercial Law Section. In addition, Mr. Yarborough is a vice president of the Birmingham-Southern College National Alumni Association and serves on the steering committee of the Central Alabama Financial Education Coalition.
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